The platform economy exerting force pays innovation speed up

The platform economy exerting force pays innovation speed up

Cheung

At the end of last year, in Shanghai, "2011 First Chinese financiers Forum", experts pointed out that Chinese enterprises in the new competitive environment, must refresh the thinking mode, abandon the traditional concept of competition, embrace the platform economic revolution, in the "transition" in the development of platform economy.

The so-called platform economy, is the information platform and third-party payment as a means, through the discovery and creation of business opportunities to form a matchmaking trading platform, the integration of manufacturing and services in the new economic model. China's economy is undergoing a transformation that must correct the distortions in labour costs and capital costs, while the platform economy is a major turnaround in correcting this distortion and will be a new engine for economic development.

The platform economy Essence is the globalization, the informationization, the network three big trend's synthesizer, in my country, with the Internet and mobile network upgrades, innovative service platforms are emerging, such as Taobao, Alipay, ring payment and so on, has formed a regional, global matchmaking a kind of trading platform, resulting in a large number of trade flows, logistics and capital flows.

In the platform economy mode, the third party electronic payment is a kind of innovative financial industry, and also an essential link of platform economy. Originally, the third party payment is only solves the network transaction the credit flaw technical means, because it is advantageous to the enterprise's resource conformity and the service innovation, gradually extends from the electronic commerce domain to the traditional economy domain, the industrial chain penetration strength unceasingly strengthens, has already become the essential means which impels the economic transformation to upgrade. 2011, the domestic 101 Third-party payment enterprises to obtain licences, marking the industry's position in the financial sector has been established.

Platform economy, win in the service, the two main characteristics of platform economy is information and service, the third party payment set "two" in one, increase the potential unusually fast. Last year, the third party online payment transactions reached a scale of 2.2038 trillion yuan, ranked first in China's Internet industry scale growth.

In the past year, the Third-party payment industry innovation has been accelerating, the most outstanding performance is the integration with the traditional enterprises. For example, IPS launched a "comprehensive integration with the traditional enterprises," the new growth model, providing an industry-specific risk control program, through the integration of funds, information, logistics, in an orderly platform to enhance the operational efficiency of e-commerce and traditional industries.

At present, the third party payment industry is still in the "micro-profit" era, homogeneity of the phenomenon is also more serious. As a resource integrator, IPS will "enhance the overall operational efficiency of society" as an innovative direction, more value is the effective trading volume, can bring more values to enterprises, both to win profits, but also to win customers. The business innovation of IPs is essentially a symbol of the evolution of third party payment to the basic industry.

Third-party electronic payment from online penetration, from e-commerce to the traditional industry expansion, not only the needs of economic restructuring, but also the needs of the development of enterprises, these two need organic integration, can produce a new era of economic growth, that is, platform economic era. As the chief executive of the ring payment said, when third party payments are used as a common channel for corporate clearing operations, the third party pays for the industry's spring.

It can be foreseen that in the 2012, with the escalation of economic restructuring, the platform economy will explode more vitality, third-party payments must be constantly innovative to adapt and better serve the needs of the platform economy.

This blog article are original, contact the following:

Msn:abl536@msn.com
qq:175820473

Mail:axiang0188@163.com