Bank "card tight" mortgage audit levy Strictly

Bank "card" mortgage audit letter strict overdue repayment number of "even three tired six" will be strictly refused to sign this report (reporter Zhang) near the end of the year, the bank generally tightened mortgage business, the borrower's personal credit audit is strictly tightened.　　Once the borrower's personal credit record is more tainted, the bank will be ruthlessly refused to sign. Reporter yesterday from a credit institutions "Wai Ka Chit" learned that the usual bank can afford borrowers overdue repayment number of the bottom line is "even three tired six" (three consecutive times in two years or accumulated six times of credit cards, mortgages and other overdue records).　　In the past this was only a reference line, but now, for individuals overdue more than "even three tired six" situation, even if it can provide reasonable overdue reasons, banks are generally directly refused to sign. Even if there are very few "release" borrowers, the bank will be required to make a written guarantee, and the interest rate will float, and compulsory notarization.　　The borrower is required to promise that the bank will have the right to dispose of the loan property after the repayment times exceed the limit of the notarization. According to Hao, the relevant head of the "Wei Jia Chit", the majority of banks ' fourth-quarter lending quotas have been largely exhausted under this year's situation. In this context, the Bank in the mortgage review of the borrower to treat the difference between the audit of personal credit records to be strict, is to give a limited amount of money to