BOC takes the lead in stopping new lending. Other banks in Guangzhou have not been affected

Some banks stopped lending for the remainder of January: BoC took the lead in stopping new lending. Several banks in Guangzhou have not been affected by the news of the morning of January 21, the bank stopped new lending is not groundless.　　Yesterday, Sina Finance from the Guangzhou region of the Bank of China Provincial Branch learned that its internal has been informed that the request in principle not to allow the issuance of new loans, stop operation of all bills business, the other three major banks are "ambiguous", said approval of lending will be more stringent, currently only accept loan applications.　　Sina Finance and other shares in Guangzhou from the other banks learned that this part of the banking business has not been affected.　　Banks have tightened credit overall, becoming a big issue in the financial sector since the beginning of this year, releasing a fine-tuning signal of central bank monetary policy, yesterday's China Securities newspaper also publicly disclosed that the major commercial banks of the country 19th have received oral notice from the competent authorities, demanding a complete stop for the remainder of January credit, including paper　　Sina Finance learned that in Guangzhou, BOC is the first to stop lending, even the time to resume lending, there is no further explanation, action is vigorous and resolute.　　In other state-owned banks, including ICBC, ABC, although no direct recognition of the cessation of lending business, but its approval process approval time has changed "in the foreseeable future", in the field of loans, ABC from the application to extend the lending time to 3 months or so, under the state-owned banks before the approval time as long as January is almost. However, the credit tightening wind did not scratch the joint-stock banks, rural commercial banks and other urban banks, in the Guangzhou area where the shares of banks, Sina Finance and economics, including the people's livelihood, Guangdong, China, China Merchants Bank, etc. A bank of a branch in Guangzhou, a district of the governor revealed that the state-owned banks in 2009 and the first half of January this year, the increase in the amount of loans too fierce, the sudden tightening, should also be targeted at them.　　At least for now they have not been notified of restrictions on lending. Similarly, on the issue of a loan, these joint-stock banks to maintain relative flexibility, the approval time control in 2 weeks (working days), but the reporter noted that the two sides have the common point is that two of the down payment is not less than 40%, for the third suite, some banks even gave a down payment not less than "42%" provisions,　　A sales of real estate staff told reporters that because the third suite down to 42%, two customers have returned to their homes.　　Financial analysts said banks to tighten credit overall, although the management out of the consideration of tightening liquidity, but its direct impact is that the current housing market impact, supervision of inflation expectations of prevention, in the short term will effectively prevent real estate prices continue to rise, real estate prices do not rule out a short v trend. The interest rate of Guangzhou two suites has also been refined in the near future, in Guangzhou, a number of banks have begun to limit the two-room interest rates, some banks even to abolish the benefits of the concession, once deserted the "benchmark rate of 1.1 times times" policy to the lake, and received renewed attention from the major banks. (a star from Guangzhou)