Personal finance refers to those who, according to their financial situation, then establish a reasonable personal financial planning and participate appropriately in investment activities. and personal finance Investment includes: stock, national debt, the fund, savings and so on, through reasonable arrangement of funds, so that the risk can be accepted within the scope, to achieve maximum value of the process of asset appreciation.
In today's society, financial management has become a fashionable living state. But because of the unusually busy work, many people have no time to devote their limited energies to traditional bookkeeping. So now, to choose a suitable for their own financial software, it is imperative.
In this article, we will select several based on the iphone platform, already have a certain well-known personal financial and financial software to evaluate, and you can according to their performance to choose their own "financial assistant."
Online payment
PayPal
PayPal is an American ebay company's network payment services, and PayPal is using the existing banking system and credit card system, through network technology and network security technology, to build a 190 countries in the world for more than 230 million people and online merchants to provide safe and convenient online payment services.
PayPal is the international Trade payment tool, instant payment, instant to account, full Chinese operating interface, set international popular credit cards, debit cards, electronic checks and other payment methods in one. Help buyers and sellers to solve the payment problems in various transaction processes.
Alipay
Alipay Mobile Client, can provide users with transactions, payments, utilities, coal payment, buy lottery tickets, point cards, filling mobile phone charges and other operations, through the encryption transmission, security payments and other multiple security, to ensure that the user's account funds security, so that users can safely pay at anytime.
Main functions include: payment to other Alipay users; Taobao and other sites can be photographed goods, payment and confirmation of receipt of goods, can carry out account balances and transaction details inquiries; can be a card, mobile banking, telephone recharge cards to recharge; mobile phone recharge; public utilities can pay water, electricity, gas charges, Broadband fees, anytime, anywhere, bank accounts, etc.
Tenpay
Tenpay is the online payment platform founded by Tencent. Tenpay and Pat Nets, Tencent QQ has a good fusion, according to the turnover, Tenpay ranked second, after the Alibaba company's Alipay.
Tenpay is a professional online payment platform launched by Tencent, which is committed to providing safe, convenient and professional online payment service for Internet users and enterprises. Tenpay builds a new comprehensive payment platform that covers Business-to-business, Business-to-consumer, and Consumer-to-consumer areas, providing online payment and clearing services. For individual users, Tenpay provides online recharge, cash, payment, transaction management and other functions; For enterprise users, Tenpay provides payment clearing service and QQ marketing resource support.
Silver Joint Machine Payment
The mobile payment service is a new kind of service that China UnionPay, with the support of various commercial banks, and the mobile operators to provide for the cardholder, through the mobile phone to the bank card account to complete the payment transaction. The business will be mobile communications operators of wireless communications network and banking system connected to the mobile phone to become at any time, anywhere, with personal financial payment terminals, cardholders can stay at home, anytime and anywhere to enjoy financial payment services.
Silver Joint Machine Payment platform is the application in the payment field of UnionPay, when the silver joint machine to pay the platform for special merchants need to collect or refund the cardholder, as long as the cardholder's mobile phone number, and/or bank card number and other transaction information through the network submitted to the silver Joint Machine payment Platform system, Silver Joint Machine Payment Platform system will actively call the cardholder's mobile phone number, broadcast transaction information, cardholder in the mobile phone input confirm the payment of the password, the Silver Joint Machine payment platform system to submit transaction information to the UnionPay trading platform for the account, and finally the Silver Joint machine payment Platform system real-time notice to the special merchants and cardholder trading results.
NET Silver
China Merchants Bank
Mobile Phone Bank iphone version and the Android version is China Merchants Bank development of online personal banking software, through the Internet to use the All-weather Bank Financial Services banking system.
Through mobile banking can handle the following self-help business: Check account balance and transaction details, transfer, change password, in addition, users can also through the online personal bank of the popular version of online payment card, self-service recharge and payment, investment bonds, personal consumption loans, and so on, but also support to transfer money to others, schedule SMS mail reminders, Fund net worth SMS reminders, mobile billing and other functions.
ICBC Mobile Banking
ICBC Mobile Banking is a mobile financial services platform designed for iphone customers including the accounting management, transfer remittance, investment and financial services, payment payments, etc., more integrated with multi-touch, gravity induction, map positioning and other terminal features, provide network search, fund dynamic trend and other practical functions.
Personal Bookkeeping
Casually remember
Handy remember is a personal finance mobile phone application, in shopping, travel can be anywhere, anytime, the interface does a good job, support and Web server synchronization; Support Bill photo, can choose to take the bill when input, support the chart, the proportion of expenditure per month, the display of clear; Support consumption budget, Control consumption through budget, support project bookkeeping, and keep different accounts under different projects.
Digging money
Digging money is a personal accounting application, supporting multi-platform, multiple devices, many people use, support voice, photo, travel, multiple scene accounting, support encryption compression, incremental synchronization function, support monthly budget, account search, data cloud backup functions.
Recharge
Tencent Recharge
Tencent Top-up is a value-added service payment software built by Tencent for iOS system. The user can realize Q-coin recharge, monthly business opening, account management and other functions in the mobile phone, so that online life, more wonderful.
Tencent Recharge needs first users to buy the QQ recharge card, Tencent recharge itself does not support the function of mobile phone payment.
Stock
Great wisdom
Great wisdom is a well-known stock quotes from time to time analysis system, so that investors can get the stock market from time to time information. Great wisdom in addition to supporting the Shanghai-Shenzhen A, B-share real-time quotes, but also provide open fund net search, the world's major stock index quotes, Hong Kong, futures and foreign exchange quotes, to facilitate investors in a mobile phone terminal in a timely and comprehensive grasp of market dynamics.
Flush
Flush is a well-known stock securities trading analysis software, the software is the domestic market speed, powerful, information-rich free stock securities analysis software. Flush not only support the Shanghai and Shenzhen, the global, funds, Futures, stock index futures and other market free inquiries, but also joined the LEVEL-2, magical radio, intelligent stock selection and other decision-making analysis features. And according to the needs of shareholders and the use of habits, information, stock quotes, time-sharing K-line page, etc. made a new improvement, more convenient to use and view. In the commissioned transaction, and the computer end of the same encryption mode technology, investors can rest assured that anytime, anywhere online trading stocks.
Stock
The iphone's own stock market app, with data from Yahoo, sees not just the stock indices on the Shanghai and Shenzhen exchanges, but also the data on Nasdaq, NYSE and Tokyo Stock Exchange. But overall it seems to be simpler.