House baby with 1000 dollars to buy the back of the villa

Why is the house price so high now? Because most developers are borrowing money to take the land, after a few years to build the house, they feel that the land price, house prices will certainly rise will not lose. But where did the price rise go? Was amortized away by interest. Even the houses that can't be sold will continue to pay interest. In the middle of this many channels have been drained of money dry, so high prices. "Group Loan network CEO Tang Speed very quickly tell him how to let house prices down: We whip, their own plan, request, commissioned real estate companies to take, according to the needs of building." "He thinks, because everyone has already raised whip" to complete the development of funds to raise, the house can start immediately, not like the traditional real estate development as a loan, but also have to pay high interest charges. In addition, after the opening of the House, many people do not have to worry about the inventory of houses and unsalable problems, because the house is built according to predetermined demand, is the existing home buyers built after the house. In this way, because the original real estate chain to save a lot of links, the cost of the whole property can be greatly reduced. This is the concept of the new product of the group Loan network introduced by the baby "will be practiced." Public, real estate, buy the mix if take the concept of the Internet now to contrast, the room baby is a mix of the public, real estate electricity, buy multiple models of products. Everyone to buy a house, the funds will be placed in a third party management company, a common account of the trust, the funds will be frozen first, and finally pay the developers. Other places are not allowed to transfer funds. In addition, the funds are guaranteed by a third party guarantee company. After the success of the public, investors are not directly acquired property rights, but by the group credit network associated with a third-party company. According to the design of the group credit net, the investor holds the property for no more than 3 years, the product is in the process of voting by all investors to decide the exit time, the investor can also carry on the transfer of the share agreement of the real estate investment. When the participants vote for the sale of the property, each person's vote and the number of votes are not related to the amount of the vote, the participants are one person, one vote, the result of more than 51% votes is passed. The first phase of the House baby project and Guangdong Dongguan, a villa real estate Citic Garden cooperation. Because it is the first phase of the project, it is not entirely by the users of the first and then custom building, but by the group loan net first and Citic Royal Park signed a 18 sets of single villa, the group of loans in advance to pay a deposit to the market price of 70 percent discount to get the villa. June 17, the room baby launched the first suite of the public: a set of 656.43 square meters of single-family villas, the total price of 14.91 million yuan, at least 1000 yuan to buy. On the second day of the project, 443 people participated and raised all the funds. Two weeks later, the room baby launched a second set of single-family villas, the total price of 18 million, the overall area of 704.83 square meters, one day has raised enough funds, 630 people to participate in investment. Tang that the model for the baby, for investors, the price of the disposal of the fragmented treatment of the investment threshold, for small and medium-sized property developers, is to turn them into intermediaries, from the risk of taking the money freed, so that it becomes risk-free. Real estate development companies only need to sendThey are best at planning and handling the relevant procedures of the ability, do not need to play the capital game, and the profit point is accordingly into intermediary fees. Later shoppingmall, hotels, housing can be such operations. "Tang said. The voice of doubt but behind the investment, the model of the baby is also questioned. Once launched, there are experts pointed out that the public housing project housing Baby "suspected illegal fund-raising, and pointed out the risks." First, if the price is in decline, who will take it? Second, the housing baby "products in the process, whether there will be a group of credit nets and property developers to produce the possibility of transfer of interest?" Third, because the housing baby "the number of projects has exceeded 400 people, far more than the number of illegal funds to raise the ceiling, this step on the suspicion of illegal fund-raising legal red edge." As for the risk in the investment, the baby's product design seems to have responded accordingly. First of all, publicly stated that the property market has ups and downs, investment risk, input needs to be cautious, platform does not make the income commitment, risk from the shoulder. The decision to hold or sell is up to the user. But at the same time, the housing baby in the investment amount of 1000 yuan can start to vote, giving investors the opportunity to diversify investment. In the words of Tang, 30,000 yuan to invest 3 houses, there is always a set of prices. "And for the question of illegal fund-raising, the House baby official reply is: The company has already consulted legal experts, there is no possibility of illegal fund-raising." In an interview with the entrepreneurial state, Tang said that for the baby's model, the legal provisions are still vague, but this trend will be later. "And the reason for the current legal provisions are not yet clear to launch the house baby, Tang is the trend of the bet." For the entire group of loans to the net, is the real estate into the public chip. Why Real Estate? Tang comparison of the various areas of public financing practices, the public Choupai film, more entertaining, users care is not the benefit but the sense of participation; The stock is actually not the general public can participate, because the professional requirements, the threshold is correspondingly high. Compared to the next, the current to make public to become a public willing to participate in investment behavior, must choose a whole Chinese people are concerned about investment behavior, Tang chose the house. According to the idea, relying on the current platform of the group Loan network, the room baby development after a certain stage, will be from the group from the loan network Independent. But the real estate to cut the public is not all, education, finance, medical, transportation, real estate, this is the future of China's economy and the internet to connect the five major directions. Tang says the baby is just an attempt by the Internet to transform traditional industries. ”