Last year, a number of banking network silver fault Singles Day network shopping carefully net silver security

Zhejiang Online November 10 News Tomorrow is the annual Singles Day, the last few days a variety of shops have launched a promotional campaign, ready to do a big promotion on the day. Everyone online buyers are also gearing up, ready to sweep the goods tomorrow. But last year, a number of singles in the net silver was overwhelmed by the collapse of a period, and these days there are netizens in the micro-blog complaining about the early recharge net silver has been unable to bear the signs appear, many people worry about the internet in the future of their own network of silver will have problems, especially security issues, so the reporter specifically interviewed the bank network silver Experts, To everyone's net silver security, thus for everyone safe and secure to carry out online shopping escort.

In order to avoid the 11 11 Day Bank system payment pressure, some netizens choose to recharge in advance. Weibo netizen "Wan Xuan Super Eleven" November 5 10 o'clock in the morning try to use net silver to pay treasure recharge, page hint system anomaly, he can only switch to another bank. Netizen "gral2011" said that he November 7 using online banking charge three times, only one success. According to the reporter understand, from November 5 to November 7, many consumers in a number of banks in the net Silver Payment page Recharge Encounter "the bank recharge too many people, please try again later" tips. Industry insiders, encountered this situation, it is likely that the banking system for consumers to pay the "limit flow." It is reported that Alipay and the major banks since July this year began the "double 11" of the strategic negotiations. But from the current problem of consumer recharge, the banks do not seem to be fully prepared.

Last year's November 11, was called "21st Century biggest Singles Day". And in this festival, the net merchants are also making pots full of pot. The day's shopping spree has also become an adequate stress test for China's online payment system. The test results show that some bank network Silver's compressive capacity is worrying. Last November 11, the same day Alipay successfully paid 33.69 million, last year grew nearly 170%, refresh the global record. However, a number of bank network banking system in the day because of the failure of the overwhelmed. Although prior to the expansion of the measures, such as, the same day, Guangdong, Societe Generale (601166, shares bar) and other banking systems are still a one-time failure to pay, and even some banking network silver recovery after the "injury". On the contrary, the fast payment performance of the Net-bank is outstanding, which completes 11.5 million trades, and the total transaction amount reaches 2.094 billion yuan.

But while fast pay is good, many people are skeptical about its safety. The reporter uses the key word "fast payment" to carry on the search on the micro-blog, discovers many Netizen all to raise the question to the fast payment security. Netizen "dream than squid silk squidshred" said: "Just pay treasure" message generation pay "to help friends pay, incredibly only reply 3 numbers on the payment success!" I tied 3 Quick Payment card, also did not let me choose which payment has already helped me "randomly extracts", a password does not have to lose! Have to sigh the convenience behind, hidden how much risk ah! At the same time also violated the customer should have the right to know and the right to choose! See how "Professional" customer service is! "The Netizen" wears jingle "to say:" Today that sends the function of the text message transfer 300 to frighten me. Feel fast payment is entirely by paying treasure's conscience as the last line of defense, in the event of which day conscience is gone, you can deduct money, sms God horse does not need! ”

What about the security of fast payment? Bank experts believe that as long as customers pay attention to protect personal account security, set up dynamic mobile phone authentication Code double protection, timely confirmation of the authenticity of information, the risk of fast payment is not small, but in conditions permitting the proposal through a higher safety net of the channel to buy transactions. It should be reminded that users should never set up automatic login on their computer or mobile phone. Today, many people pay through online banking and mobile banking. To facilitate payment, some users set up automatic login. If someone else uses the computer or the cell phone is stolen, it may cause a loss! In addition, the opening of SMS Notification service is also a way to protect the security of the account. When the individual's account funds change, the bank will send SMS reminders to help users keep abreast of changes in the account. If there is any abnormality, you can contact the bank in time.

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Internet shopping security Common sense

1. No unfamiliar web site

In the online shopping transactions, for sellers, including friends through QQ, e-mail and other ways to send over the Web site and documents, do not rush to open, lest enter the fishing site, was cheated money.

2. See Lock sign

All financial sites involved in payment transactions, such as the major banks, such as silver, the front of the address bar (that is, "http" before), usually appears a shape for the lock logo.

3. Do not disclose personal information

Many criminals will impersonate the shop owner, coaxing customers to obtain customer information for refund, transfer and other needs. Therefore, the bank card number, password, cell phone authentication code, ID card number, mobile phone number and other personal information should be kept properly.

4. Maintain computer system security

Timely patching to the system, installation and timely updating of anti-virus software, regular computer security scanning to effectively prevent Trojans and other virus intrusion, to prevent personal account information and other sensitive information stolen by hackers.

5. Remember the right bank address and customer service phone

Accurately remember the website URL of the bank. In addition, the bank's customer service phone is easy to identify, mostly 9 words at the beginning of the five digits.