"Living expenses" can also be "Amoy" out

Abstract: Taobao has seen a lot of goods, you have seen a kind of goods called living expenses? If you see, do not shoot, because this is usually the exclusive parents. Nowadays a rather novel way to send the living expenses to the children who study in the different places is the big

Taobao has seen a lot of goods, you have seen a kind of "living expenses" of goods? If you see, do not shoot, because this is usually "parents exclusive." Nowadays a rather novel way to send the living expenses to the children who study in different places is popular among the students. Some students set up on Taobao "living expenses" goods, let parents pat, with Alipay payment, after the "cash", the money transferred to their own bank card. This method does not need to run the bank without paying any fees, so that netizens call the students now "too talented"!

"Living expenses" can also be "Amoy" out

Recently, a netizen posted: "I posted on Taobao a commodity called ' living expenses ', every month my mother bought a living expenses directly accounted for, not handling fees." The child who sent money from the bank blew up. Although only a short passage of the post, but has triggered a lot of threads, we have said that this method is feasible, but also some people say that they are also in this way to collect living expenses.

Netizens said that he is a junior, part-time in Taobao opened a small shop, because the home in the field, every month when the family to her living expenses will be deducted transfer amount of 1% of the handling fee, so calculate down a year also to deduct hundreds of yuan. "There is no handling charge for payment with Alipay, why not use this channel?" Xiao Xia Brainwave, will "living expenses" to make a commodity in their own shop, let parents take a photo with Alipay to complete payment, confirmed payment after she applied for the present can receive money, but also save the transfer fee. "I also recently began to use this way to let parents send living expenses, feel very convenient." According to the reporter understand, if it is in Taobao market hanging goods sold, even do not have to open a shop, make this "remittance" way more with operability.

The reporter searches on the taobao "the living expenses" to discover, indicated is "the living expenses specially pats" has 97 treasures, "The living expenses 1000" has 105 treasures, "The living expenses mother" has 69 treasures. Point to open these goods, many are marked "Father (mother) special Pat, living 1000 yuan Whole, others cautious clap" and so on, and in a "WTT of Living" Merchandise page, shows that there are 2 transactions record.

There are also some netizens said, can also through Alipay "I want to collect" function to the parents to initiate a collection, the collection link to parents, the other side only points open link and direct payment can, the child's payment treasure account can receive living expenses and bring to the bank card.

Saving fees should be the biggest benefit of this approach and the reason why it is hot. Now many banks have stipulated that, whether it is a peer or cross the line, transfer money must be charged 1% of the handling fee, and some to 50 yuan capping, and some even higher, and through Alipay This payment method, currently no fees.

Or is suspected of "brush credit" "Set" is sealed number

Seemingly very novel "remittance" Way, Taobao and Alipay look, but may be suspected of "illegal" and be dealt with.

Taobao staff said that if the regular conduct of such transactions, once Taobao's risk control system found that the seller may be punished. In general, Taobao, in addition to mobile phone recharge and other virtual business, is basically the real goods transactions, that is, the buyer photographed goods, sellers shipments, the buyer received the goods confirmed payment, complete the transaction. and "Living expenses" is clearly a false transaction, the seller will not ship, if detected, Taobao may give the seller the number and let the goods off the shelf. If the shop owner often do so, there are "brush credit" suspicion, the same will be investigated.

And Alipay said, this way may be suspected of "credit card cash." "If it's a debit card, but if you use credit cards to conduct such transactions frequently, there is a large likelihood that the current, we found such a number of transactions, the transaction will be verified, if the truth will be dealt with, frozen its Alipay account, the serious possibility of cancellation of its account. and Alipay account implementation of real-name, an identity card corresponding to an account, once the cancellation can not be opened again. ”

"In fact, it is really necessary to pay the cost of living in Bora, can not be so troublesome." "Alipay said that students who want to collect the money can fully use the" Pay treasure transfer "This function, as long as both sides have Alipay account, you can make the money for free transfer and then mention," This is the premise of the transfer of money to the side of the money to the Alipay account, recharge can only use debit card can not use credit cards, This also eliminates the sleeve present. "If you want to be quicker, you can also directly use the Alipay account to transfer money to the other bank card, this way to charge a certain fee, but the rate is still lower than the rate of bank transfer."