Peer-to-peer risk too much, IPS offers solutions

The third party payment enterprise IPs announced recently, launched the Internet Financial Capital Management solution, mainly aimed at small micro-enterprises and the current bustling Peer-to-peer network loan platform in the financial services demand, to achieve line online integration of the industrial chain financial services system.

Peer-to-peer network lending industry in full swing, due to the uneven quality of practitioners, industry norms are missing and other reasons, resulting in a variety of risks have been. With the growth of the industry scale, the risk events also occur frequently, triggering a strong social concern. IPs believes that the user identity authentication, platform information transparency and typhoon control ability are the three major problems facing the Peer-to-peer network loan platform at present.

Last year, the central bank made a clear definition and risk hint on the illegal fund-raising behavior of peer-to-peer network lending industry at the Joint meeting of nine ministries, and demanded the establishment of a third party fund trusteeship mechanism of Peer-to-peer network loan platform, and the IPs also began to expand deeply in the layout of Peer-to-peer escrow account business.

Internet Financial Fund Management solutions In addition to the user's own management account funds, with five advantages, such as point-to-point directional payment, transparent platform information, low cost operation and high ease of use for different types of people, IPs has taken another big step forward in risk control. Independent operation of the account with multiple security, to enhance the investor's capital security, to ensure that Peer-to-peer network loan platform to obtain quality borrowers. The scheme can also meet the processing flow of various kinds of actual loan business, and fully support the guarantee compensation and transfer of creditor's rights.

In the mode of IPs payment, investors can pay money to the borrower's account, follow the principle of point-to-point design, the platform operators can not access this part of the funds, which solves the platform's risk control problem to a large extent.

IPS, no industry restrictions, website, information one-stop service, low rates, carry complaints, realize t+0 immediately to the account, can be timely, private transfer, to ensure the security of funds.

IPS: Online recharge interface, Peer-to-peer Network loan funds Escrow, central bank license.