Shen: The key to entrepreneurship is blue sea tactics peer-to-peer entrepreneurs still have room

At the opening of the 2014 Global Mobile Internet Conference (gmic) on May 5, http://www.aliyun.com/zixun/aggregation/36518.html "> CCTV Financial channel host Chen presided over a special "dialogue" column, invited Sequoia Capital China founder and executive partner Shen, TCL Chairman and CEO Li as the judges, eight pioneering team of "reality show" to comment.

Shen said that the key to a start-up project is the blue ocean tactic, pull off the distance with the competitor.

Li, however, expressed a different view, and he thought that it was almost impossible to develop something that nobody thought of, and most of the projects were done by many people. The success of entrepreneurship is not the choice of the right, but how to make their own characteristics, by virtue of their own special points to attract users.

Block box as the only internet finance, Peer-to-peer industry start-up Enterprises, also unveiled this stage, its co-founder, COO (COO) Wei is blunt, not afraid of streaking to promote the whole peer-to-peer industry healthy development.

"Block box is a peer-to-peer network loan platform, its characteristics are the launch of the business are based on their own research, development-oriented, not in a cooperative way to obtain." "Wei introduced, the platform has already promoted 820 million yuan financing."

Shen Reviews, Peer-to-peer network loans face a problem, when a company put its moral credit on top, when there are problems in turn to trace the platform, this kind of enterprise has its systemic risk. So good Peer-to-peer platform is easy to produce good word-of-mouth effect, and financial institutions are bigger or rely on internal control.

Wei said that the Peer-to-peer industry's development prospects undoubtedly, this is certainly a trillion-dollar level of the big market, because it also solves the problem of financing and investment difficult, but also has profound social value.

However, he admits that there are still many problems in the industry, including the ongoing news in the media, and the "smear" of the entire peer-to-peer. The borrowing demand that investors see on a peer-to-peer platform may be forged; the money you invest may go straight into the pockets of crooks.

For this situation, the solution to the block box is first transparent. Wei revealed that the building block box is starting a juror mechanism, the ordinary investors, the media can apply for, all the operation of the project mechanism and evaluation process, will be the jury in the whole public. He joked in half jest, "to have confidence in figure, not afraid of streaking."

The second is to control the credit risk, to solve the borrower's mismanagement, inability to pay the situation. The building block box is built from line to line, a set of wind control process, in fact, the financial sector has long been the long-awaited "credit factory" model into reality.

In Wei's view, the building block box is forming a virtuous circle. The good wind control technology brings the efficiency enhancement, thus reduces the cost, with the traditional bank similar financing cost, the more nimble and the market service, then attracts the more high quality borrower to come to this platform financing. The overall risk of the platform is further reduced, and more and more investors are willing to choose this platform.

Since August 2013, the building block box has helped more than 400 small and medium-sized enterprises, the completion of the financing amount of 840 million yuan (as at May 5). At present, the platform to increase quality members more than thousands of people, showing a strong upward momentum, is becoming a peer-to-peer industry a "dark horse."

He concluded that, like all other industries, there are angels in the Peer-to-peer Network and the Devil, "What is in the building block box, we make it transparent, I believe everyone has a pair of eyes." ”

As a famous venture capitalist Shen, in the comments on the whole Peer-to-peer industry's development prospects gave full affirmation, and that in this industry, although faced with many difficulties and uncertainties, but entrepreneurs still have a lot of space.