The property market preferential policy is expected to be clear at the end

Industry insiders said that the government department warned consumers of the panic purchase Liu Zhanhu out of the preferential policy due to the continued concern, the property market has been a panic deal.　　Industry insiders said that the preferential policy is canceled, banks, construction, taxation and other related departments may fall into the tangle of Abacus, and the final orientation is expected to be clear at the end of this month. 1.5 trillion of credit poured into the property market yesterday by a portal hosted a seminar on the event, the Federation of Real Estate industry, the President of the Chamber of Commerce Niemeisheng use "unexpected" to describe the current credit environment, "This situation who want to get?" Credit was so tight in the second half of 2007 that it was so loose in 2009 years that it turned real estate up.　　"The data released yesterday by the central bank showed that 253 billion yuan was added to the renminbi in October, with a total of 8.92 trillion yuan loans in the first 10 months, up from a year earlier of 5.26 trillion yuan."　　The National Bureau of Statistics said 10th, the first 10 months of this year, the development of real estate enterprises loans of 911.9 billion yuan, growth 53%, personal mortgage loans of 616.3 billion yuan, the growth rate of up to 119.7%. This is a big difference from last year.　　In the housing market in 2008, real estate companies from the bank to obtain the development loans for 725.7 billion yuan, only 3.4% growth, and personal mortgage loans 357.3 billion yuan, a sharp decline of 29.7%. "In the first 10 months of this year, banks lent more money to the property market than 5 trillion yuan, accounting for the total amount of lending," 16.7%, a CBN journalist, for 17.1%.　　"Niemeisheng that the liquidity-rich aftermath will likely continue to be reflected in the stock market and the housing market next year, and that if capital is still not accelerating into the real economy, inflationary pressures will increase and housing prices will rise further."　　As a result, she expects house prices to rise at or above 5% by the end of the year. property market at the end of the 10 months before the hot scene, whether it can continue to next year?　　This question is being explored by all parties. From the latest October data, the National property market sales have shrunk by 10%, the price rise of the situation gradually formed.　　At this delicate juncture, the expiry of the expiring property deals is likely to be the biggest variable in crushing or driving up the property market. At present, many people speculate on this, but it is difficult to see official response.　　In yesterday's China residential Fair, CBN reporters on the property market for the future policy to a number of construction department officials, but did not get a positive response. Niemeisheng that last year's bailout policy will continue to depend on economic trends, the current stimulus policy should be gradual adjustment exit.　　However, she warned that if real estate developers could not change the current profit model, which is dominated by asset appreciation, the government could face a new round of regulation next year. and early warning and analysis can not help buyers make choices. In the above forum, I love my home real estate brokerage company deputy general manager Hu Jinghui revealed that because of the cancellation of the business tax preferential policy, the current second-hand housing turnover has burstIncrease。 He said to the CBN, the original second-hand housing transactions are usually less than the end of the month, but November early turnover is very large, even according to this data, November turnover may be the largest in the year.　　This reflects the panic mentality of home buyers. This has aroused the concern of relevant departments.　　Hu Jinghui revealed that the authorities to say hello to him, and buyers to explain clearly don't panic. "Preferential policies continue or not to continue, I personally judge the end of this month must have the answer, it is absolutely impossible to announce the December 25 preferential policy is canceled or continued, or the House of the transfer hall will be exploded." Policy must have a buffer period, but also advise the house buyers do not panic buying houses.　　"Hu Jinghui said.　　Government departments of the idea of not more than one by one times to participate in such meetings of the industry, CBN said, from the current situation, the government departments in the abolition of the property market preferential policies also have different views. "For banks, on the one hand, there is no pressure to lend, on the other hand, 70 percent of loans to the bank to bring the profit space is small, the difference between deposit and loan is very little; the construction department as the head of the industry, it is more concerned about the development of the industry, I hope that the housing market can not Because of the unusually high tax burden this year, the financial sector may want to increase taxes on property transactions, preferring to abolish the preferential policies of sales tax on second-hand housing transactions.　　The industry insiders said. This also supports data. In the above forum, Hu Jinghui to CBN Introduction said, as of the current Beijing about 200,000 sets of second-hand housing, which involves a business tax levy of about 30%, that is 60,000 sets, once the second-hand tax, each house sales tax will have to pay more than 20,000 yuan,　　This amount of revenue will reach 1.2 billion yuan. "But the local financial department may not consider that once the sale of second-hand housing sales tax preferential policy, although able to raise the tax rate on a single transaction, but will lead to a decline in turnover, the tax base is actually reduced."　　"Hu Jinghui said. In addition, he believes that, if the abolition of preferential policies, the core only four words "raise interest rates and tax", the crackdown is the demand for home buyers, but the result is mostly to make buyers pay higher costs, house prices rise faster.