From the policy signal to the final operating rules to the ground, this time the financial system action is called "vigorous and resolute." And developers also appear before and after the strong hair difference, located in Shanghai Pudong New Area Zhangjiang plate of Tomson Hao Garden became one of the most typical cases. Tomson Park This time the new opening times appear particularly delicate. Three days after the new deal, the disk launched 446 sets of listings. "First financial daily" from the Shanghai official website "Online real Estate" query that the project opened two days after the booking of only 75 sets of listings. Prior to this, the real estate in the market with the "Day CD" of the expected to be quite famous. Tomson Garden, the batch of listings as early as a few weeks ago began to issue the number, in hundreds of room number after a robbery and empty, the plate was then placed in the market "daylight" pre-judgment. However, with the real estate macro-control New Deal, Tomson garden sellers mentality began to change. "Suggest you come to the sales office to see it, we now have a lot of high-quality housing can choose." "It's a whole different story than a week ago when the number was finished" and "there is little room for selection." It is said that after the new deal on two mortgages, for many of the existing loan records of home buyers, due to the rise in the down payment ratio and excessive interest restrictions, forced to give up the purchase plan. "There is a lot of room and location to choose from." "said the salesman. Reporter yesterday afternoon in the Sales office site found that with the original expected to have 200 home buyers, the plan is different, the site only 20~30 home buyers, the public sales progress is labeled "sold" also only 70 sets. Of particular concern, the reporter found that the Bank of China has expressly rejected the third suite of loans and can not provide more than one year of related materials of the off-site buyers of loans. This time was especially severe compared with the "grace" of the previous buffer period. "The list of business that was sent up last weekend was returned by the bank by 70%." "The head of a large Shanghai brand intermediary credit agency said. April 17, the State Council to resolutely curb the rapid rise in the prices of some cities, the circular stipulates that no more than 1 years of local tax certificates or proof of social insurance contributions of Non-local residents, will suspend the purchase of housing loans. "As the provision was introduced over the weekend, the bank's response to the non-resident population was just clear yesterday." said the person in charge. "The bank said it was operational a few days ago, but yesterday it has shown that non-local clients who cannot provide proof will stop lending." "Even the first housing is no exception," said one of the sales chiefs of a large developer. "The news from the second-hand housing market also confirms this rhetoric. At present, the Agricultural Bank, the construction Bank and some joint-stock banks have indicated that the non-local customer loan business is suspended. "Originally thought that the last weekend to hand over the list can catch the bus, the result of bank approval followed the new Deal adjustment, as long as the third suite, not living more than a year of non-local residents of the business list, all was retired." "The head of a loan service complained to reporters.According to the current banking regulations, non-local residents who need to buy a house, must submit a local tax certificate for more than 1 years, as well as social Security or Provident Fund payment certificate. If cannot provide the corresponding proof document, the purchase loan cannot pass the approval. Shanghai Han Real Estate Credit department senior manager Nudal said, if according to the former proportion of home purchase, overseas customers and Shanghai customers about 4:6. After the implementation of the New Deal, the purchase of the "Third Suite" and the Non-resident residents who lived for less than a year were expected to account for more than half of the "elimination rate". A bank insider believes that the purchase of "third suite" customers may also involve replacement requirements, so some banks have not fully "closed the door." However, Non-local residents who do not have residence and work certifications in Hong Kong have an obvious intention to invest or to be speculative buyers. As a result, banks have basically agreed to operate in a way that would stop lending to the buyers.
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