UnionPay decides to promote "Androidpay" among Android handset makers

Several sources confirmed that UnionPay had decided to promote its mobile payment service "Androidpay" among the Android camp handset makers.

A person close to UnionPay told reporters Androidpay is expected to be on the market in the third quarter of next year. Terminal manufacturers also confirmed the action of UnionPay, "We started one months ago, the willingness of both sides to cooperate more strongly, but the specific time has not been decided." Next year we have a high-end opportunity to support this service. "Cool Group Vice President Cao told reporters.

If the traditional route, UnionPay has been difficult and Alipay and other tripartite payment methods, and the new soft and hard combined payment method after the introduction, UnionPay opened the competition situation appeared new possibilities.

UnionPay Layout NFC Payment

China union secretary General Yanhui yesterday revealed that UnionPay made a layout androidpay decision last week.

Sources close to China UnionPay said to reporters that Androidpay reference to Apple's ApplePay "fingerprint recognition +NFC payment" model. Unlike ApplePay, UnionPay seeks to produce safety modules for domestic manufacturers, while UnionPay has more clout in androidpay than ApplePay because of the number of alternative partners.

The source said Androidpay is still in the product development phase, but has begun to cooperate with domestic handset manufacturers to promote negotiations. In addition to the cooperation with the cool faction, UnionPay contacts also include Lenovo, "whether the terminal manufacturers support, and finally to see the market promotion." "Yanhui said.

"UnionPay is more positive. Cao This evaluation of UnionPay to promote androidpay attitude.

At present, UnionPay has not yet formed a clear business model for Androidpay, but to the end of the manufacturers to let the big probability event.

ApplePay has opened services in the United States, Apple will draw a commission for each transaction, and Androidpay will have a bigger say in how to distribute the Commission. Cao told reporters that the banking federation is expected to give terminal manufacturers a certain subsidy, "new products come out after the market incubation period, and increase the chip will increase costs." ”

In fact, the Applepay,androidpay, which includes rumors that are under negotiation, is more akin to the ApplePay payment model extended by UnionPay to the Android camp.

Yanhui told reporters, UnionPay participation in ApplePay is expected to complete commercial landing next March, "Apple in the development of ApplePay norms, UnionPay also participated in, is very familiar with." The androidpay mechanism is the same, and the poss supports the iphone and supports the Android phone. ”

Can change the mobile payment pattern?

At present, UnionPay combined dozens of commercial banks, software companies, E-commerce Enterprises launched the "UnionPay online payment" and "UnionPay internet mobile phone payment" business, in the fast payment field in the initial completion of the card payment, network payments and mobile payment layout.

However, according to the statistics of the [Weibo], Alipay Wallet is the absolute leader in the highly competitive mobile payment market, with a market share of nearly 80%. With traditional payment method, UnionPay mobile payment has been hard to compete with Alipay. With ApplePay and Androidpay two secret weapons, UnionPay has more chance of increasing market share.

However, UnionPay's "Fingerprint identification +NFC payment" also faces challenges. At present, Alipay, micro-letter payment has also penetrated the field of mobile phone fingerprint payment, Huawei Mate7, the Mx4pro support or announced support Alipay, micro-letter payment.

In addition, Androidpay's NFC chip will improve the design and manufacturing costs of existing handsets, and there are still variables to be able to achieve massive support from end vendors.

At present, no matter "fingerprint identification + tripartite payment" Alipay mode, or "Fingerprint recognition +nfc pay" of the UnionPay model, are still in the initial stage, and some manufacturers have made two hands ready.

Not long ago, the Demon clan announced its Mpay mobile payment service has made Alipay, micro-credit payment support, but the charm also tried to participate in the NFC payment ecological chain. The reporter recently learned from the Phantom of the Family that the charm is also in contact with UnionPay, the future will support the NFC payment function.