Wage earners buying homes: from contempt of house prices to contempt

Source: Internet
Author: User
Keywords Working-class
House price, "the one who despised it was despised by it." In recent days, the property market warmer rumors once again deeply stung the public vulnerable and sensitive nerves.  Although anecdotal evidence has not yet been supported by authoritative data, the public, plagued by the housing market, is almost too fragile to withstand the "last straw". Cheng, a working-class worker who has worked in Beijing for 7 years, has experienced the entire process of Beijing's property market from "rocket-propelled" to "transient decline" and "Retaliatory madness". Her experience of buying a house is like a tragedy, and the journey of buying a house is the best portrayal of the mentality of most people facing soaring prices.  House price, "the one who despised it was despised by it." Oral Person: Cheng, graduated in 2003, worked in a public institution in Beijing for 7 years: 2005 "We naively thought: the house sold too expensive, 1 months wages to buy 1 square meters, this is what the world Ah!" So he left twitched.  "Just graduated that year, wages only two thousand or three thousand yuan, at that time, although Beijing house prices linger in the low, but can only hope that the room sigh." The 2005 Beijing property market has some heat, the streets are all in the fluttering of real estate advertising, walking on the road also non-stop someone to your hand to plug the leaflet.  At this time, there is a keen sense of smell around the classmate invited me to buy a house, and then go with it. Sales Miss very enthusiastic, a pot of fire like the ground to catch us. Students are looking at the Wangjing area near the North four ring of an upscale property, the average price of 7000 yuan.  I am looking for a new dish that is near five rings, the price is about 6000 yuan. Miss sales to us calculate a sum: If the purchase of 90 square meters below the house, the total price is five hundred thousand or six hundred thousand Yuan.  If the mortgage loan, the down payment in 150,000 yuan, the month for more than 2000 yuan. According to the wage level at that time, 1-month salary can only buy 1 square meters of house. Considering just work soon, down payment and monthly pressure are relatively large, and we are naïve to think: the house sold too expensive, 1 months wages to buy 1 square meters, this is what the world Ah!  So he left twitched. Time: 2007 "After a few years of work, wages only slightly rose hundreds of yuan, and the same set of houses, the developer is the same cost, the purchase of people to pay more than four hundred thousand or five hundred thousand Yuan." In contrast, house prices rose exactly 100 times times the wage gain. "Time to enter 2007, looking forward to the price of the house we smell more and more thick smoke flavor."  House prices have climbed steadily, "price-raising" and "price-cutting faction" also played a fierce war of words. After working for a few years, wages only slightly rose hundreds of yuan, calculate down, at this time one months salary can only buy 0.7 square meters house. And the same house, the developer is the same cost, the purchase of people to pay more than four hundred thousand or five hundred thousand Yuan.  In contrast, house prices rose exactly 100 times times the wage gain. But I still stubbornly believe that house prices can not go up so outrageous. So bite teeth, continue to rent a house. But for the house-house, another heavy torment has come--the roomRent also rose, doubled.  That means I have to take out one-third of my salary to rent a house. As the financial crisis struck in 2008, the wind in the housing market began to change, with the dominant faction gaining the upper hand.  I was concerned about the property fell back to million yuan. May be "buy up not buy fall" psychological hint, I am also happy to look at the declining prices, incredibly forgot to hand.  This is my second chance to lose.  As the saying goes, "the opportunity is only for those who are prepared," and it was not long before the house price began to rise again, and the man who despised it despised it. Time: 2009 "Abject Me in 2006, as long as borrow 150,000 yuan can buy a house, by 2009 had a hundred thousand of yuan of my savings, but to borrow more than 300,000 yuan to buy; In 2006, half of my salary can be paid monthly, until 2009, I would not eat or drink, pay the full payment.  "The rumble of the stimulus plan began, with 4 trillion of dollars of investment or a clear or implicit embrace of the property market." Prices have started to recover since the end of 2008. A familiar housing intermediary reminds me, hurriedly to buy a house, I also very despise from the nose hum: Big Brother, fooled me. "Behold, after the Spring Festival in 2009, the average price of the house per square metre rose by 4000 yuan, after every month to increase the speed of thousands of yuan crazy rise." Colleagues around, friends 着慌, have dumped the whole family of the bag, parents, grandparents, children three generations of people to provide a house of the phenomenon abound.  It can be said that high prices hollowed out most of the country's ordinary families. People who have been looking at the property market for 2009 years have felt this way: no one would have thought that a short fall in 2008 would have been so wildly retaliatory in 2009.  Once thought that 2007 is "crazy" peak, who knows 2009 years of house prices will be on the basis of the 2007 again doubled. I am concerned about the real estate has exceeded the 20,000 yuan mark.  I have always been concerned about the real estate account: The same set of 90 square meters of the house, in 2006 the down payment is 150,000 yuan, more than 2000 yuan a month, to the 2009 down payment into 500,000 yuan, the monthly for more than 7,000 yuan. It means that in 2006 I was destitute, as long as borrow 150,000 yuan can buy a house, by 2009 had a hundred thousand of yuan of my savings, but to borrow more than 300,000 yuan to buy a house, in 2006, half of my salary can be paid monthly, to 2009 I will not eat or drink, pay the full pay;  My monthly salary can buy 1 square meters of house, by 2009, but even buy 0.3 square meters are very hanging.  Time: 2010 has finally become a house slave, in the next 30 years, I only pray: I can not be sick, can not lose the job, my parents, children can not be sick, my family can not have any accidents, our family have to tighten their belts, for this place of shelter. At the beginning of 2010, a message hit me hard ——— I was pregnant, and I was made into a "just need" clan.。 began to look at the house with frantic haste.  A need to take the bus, transfer two times subway, and then sit "Mo", before the village nowhere Place, in the purchase intention of the price is 22000 yuan per square meter, automatic arranging up to 25000 yuan, the pro opened before the rise to 29000 yuan. I'm already angry.  In less than one months time, developers will buy a house to play in the palm of the hand, the same housing rose five hundred thousand or six hundred thousand yuan, how many people nationwide one months wages can reach five hundred thousand or six hundred thousand Yuan? Perhaps the price rise is too outrageous, April 17, 2010, the new deal against the real estate market turned out. Anxious buyers quickly fell into the wait-and-see, grim housing prices also temporarily calmed down.  I have certainly entered the watching clan. At this time, the market began to preach "gold nine silver Ten", a variety of property market warming information began to bustle. I was in a panic when I was battered and watched my belly grow.  If the house price really rises, rises to 30,000, 50,000, 100,000 yuan, that for me such small people, the house is not a dream but bubble. In the painful hesitation, I like the TV drama "dwelling" in the same, pointing to the stomach, said: "Before you landed, must buy a house!" haiping.  "Looking at the sales Miss calculated the list, my heart is not happy only sad: House total price of 2.3 million yuan, a down payment of 700,000 yuan, monthly for 8000 yuan." I finally became a house slave, in the next 30 years, I will only pray: "I can not be sick, not to lose a job, my parents, children can not be sick, my family can not have any accidents, our family must be frugally, for this place to shelter!" "(according to Xian Evening News)
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