Beijing to stipulate that developers can not directly receive advance booking

Washington (reporter 翟烜) yesterday, there are media reports that Beijing intends to introduce "commercial housing pre-sale funds supervision and management interim measures", the reporter from a number of developers and the industry to verify that they do from the bank and other departments to understand this message. One of the industry insiders said he was informed of the news three weeks ago and is expected to be enacted in the near future. The industry said the approach, once implemented, meant that developers ' "loose money" would become "dead money".　　In order to continue to buy land, build house, have to speed up the sale of houses, price will be the developer has to consider one of the options. According to the developers, according to the study of Beijing commercial housing pre-sale funds management measures, the future of Beijing developers will not be able to directly collect commercial housing advance, that is, real estate enterprises can not directly retain pre-sale funds, by the buyer to supervise the bank payment or through dedicated POS machine card directly deposited into the regulatory account.　　At the same time, the use of commercial housing project pre-sale funds will also be controlled by the multi-party, the use of the plan by the construction units, supervision units to confirm, according to the basis of completion, structure capping, completion of acceptance, registration applications, such as four of funds to use the node application section. Among them, "Beijing City commercial Housing pre-sale funds supervision and management interim measures," the core content of 3 points. First of all, the future real estate enterprises to declare the total investment (ie, key regulatory funds), the use of funds and supervision of banks, will become the prerequisite for the issuance of sales certificates; second, the real estate enterprises can not directly collect pre-sale funds, by the purchase of the supervision of the bank payment or through a dedicated POS machine card directly deposited into the regulatory account, has received a deposit, The mortgage loan should be transferred to the supervision account in time; third, the developer of commercial housing project pre-sale funds to be confirmed by construction units, supervision units, divided into the basis of completion, structure capping, completion acceptance, registration application of four capital use node, each node should not be higher than the amount of key supervision of 25% of total funds,　　Each fund use node can only make a one-time application.　　In response to this, yesterday, reporters call the relevant authorities to understand the situation, but have not been effectively responded. Analysis of the Chinese Real Estate alliance secretary General, China Real Estate deputy general manager Chen Yunfeng said, the implementation of the main purpose of the scheme is to prevent developers to abscond with money to ensure that the security of this part of the funds. He said that in accordance with previous provisions, the real estate after the ceiling can be applied for pre-sale permits to sell the house in advance, the buyer whether the whole or the loan, the purchase money will enter the developer's own account, and free control. Most of these funds are used to buy land, repay loans, and develop new properties. Therefore, it can be said that the developers are not relying on their own fixed funds to develop real estate, but continue to use the pre-sale development of the housing section.　　In the meantime, there may be arrears of project funds, arrears of bank loans and so on, the main purpose of this approach is to give real estate development in all aspects of the security guarantee. >> the main way to ensure the security of advance funds "This is a technical adjustment, but also the developer seven inch." "I love the vice president of my family, Hu Jinghui said, though this cannot be seen as a new round of regulatoryStrategy, but it is very effective. The main reason is that this approach is not as temporary as other regulatory policies and will be implemented over the long term. Moreover, the current real estate market is in a stalemate, developers accounted for a tight, at the same time, the land market price decline, it is a good time to take the land. If the scheme is implemented and developers want to develop further, they will have to speed up sales in order to obtain disposable funds. "Then price reduction is one of the most important options.　　Hu Jinghui said, after this method is implemented, the problem of hoarding land and covering plate will be solved automatically. >> impact developers will be reduced to seek funding chain stability Chen Yunfeng and Hu Jinghui both admitted that if the long-term implementation of the approach, developers of the speed and size of development may be affected. In particular, the large housing enterprises across the province, the current funds are national deployment, if the bank supervision, will affect the flow of funds and scheduling, thereby slowing the different provinces and cities, the development of different projects time.　　Chen Yunfeng that these adverse effects will, in the long run, translate into a slowdown in the overall supply.　　and Hu Jinghui said that this requires developers to change their minds, if they can grasp the new rules, and speed up development, full play, but to improve the development cycle, the future of the total supply should not be greatly affected. >> vision different views on long-term supply different >> background methods have been circulated in the industry for 3 years Chen Yunfeng said that in Beijing three years ago, but has not been implemented. And in other provinces and cities, some have begun to implement, so this method is not new, has long been known in the industry. At the same time, the Ministry of Housing and other competent ministries mentioned in the relevant documents more than once. On April 20 this year, the Ministry of Housing Construction issued the "on further strengthening of the real estate market supervision and improve the pre-sale system of commercial housing" notice, that is, the Nineth article 53rd, on the clear stipulation: "All over to speed up the improvement of commodity housing pre-sale funds supervision system." "" Pre-sale funds for commercial housing should all be included in the regulatory account, supervised by the regulatory body to ensure that the pre-sale funds for commercial housing project construction, pre-sale funds can be approved according to the construction progress, but must leave sufficient funds to ensure the completion of the construction project delivery. ”