CBRC raises new loan rules snowball training

Han Tingting in the early days of the new regulation, the supervision Department is not in place, the bank and customer communication is insufficient, lack of training and knowledge is not in place, the regulator is in the banking sector a "snowball" type of training. Since the enactment of the new loan regulation of "three methods and one guideline", some banks have begun to adopt new loan process and methods, but they face a series of problems in the implementation. It is understood that about half of the industry's 3.8 million employees involved in the credit business, the training will be through a "snowball" way, progressive depth.　　Regulators want effective training to improve banks ' ability to enforce new lending rules. During the training initiation ceremony, committee members of the CBRC Committee, the Secretary for Discipline Inspection, Wang pointed out that for the "three methods a guideline", firmly grasp the key to the actual use, through the strengthening of the flow of funds and the use of supervision, into real loans to pay, from the source of the false loan and other institutional loopholes, to ensure the　　From the angle of monetary policy, it is helpful to restrain the accumulation of asset bubbles and prevent systemic financial risks. The second is to strengthen the fine management, emphasizing the whole process management, requiring institutions to establish a comprehensive and perfect credit flow, improve the loan method and payment and other links. Wang stressed that through the implementation of the new regulations, banks will pay more attention to the front-end wind control, adhere to the understanding of customers, if the use of uncertainty, loans will not pass approval. On the other hand, the bank will pay more attention to contract management, once found a serious default, the bank has the right to close the contract and early recovery of loans.