Financial management Pass will usher in the second generation of new products, that is, financial 2.0

Absrtact: Micro-credit financial management through the online has been six months, 21st century economic reporting reporter learned that the financial management pass will usher in the second generation of new products, that is, financial Access 2.0. People familiar with the matter told the 21st century Economic report that the 2.0 program has been finalized, the on-line products are regular class,





micro-Credit management on the line has been six months, 21st century economic reporting reporter learned that the financial management pass will usher in the second generation of new products, that is, financial Access 2.0.





people familiar with the 21st century Economic report, said the financial management through the 2.0 plan has been finalized, on-line products are regular classes, the time is expected to be August.





and the above news source coincide with, the public offering fund company recently to the Securities and Futures Commission to report a series of financial products, the 21st century economic reporter learned that these products are financial management through 2.0 of the reserve army.





However, not to the last minute, all the uncertainty, public offering funds have been all the way to accompany, and finally missed the war "Tears of Blood history."





2.0 Jianzaixianshang





21st century economic reporter from close to Tencent's Tenpay to learn that the 2.0 program has been confirmed in the first few weeks, will be online in August.





the above people told the 21st century Economic Report reporter, Financial Management 2.0 will be the main regular class products. Financial wealth through the introduction of the rhythm of the product with Ali relatively consistent, last year, the balance treasure turned out, after half a year, Ali under the push of regular treasure products.





21st Century Economic report reporter found that there are a number of fund companies have reported a regular treasure products.





among them, the investment fund in the end of May reported a regular treasure six-month Treasury bond fund; in mid-June, the Bank of China Fund submitted a bi-monthly financial bond Fund, Minsheng CDB in mid-June also reported two regular treasure fund products, respectively, for the quarter of the year's quarterly treasure financial bond type, Home surplus six months regular treasure Finance bond fund; up to this month, the Ka Real fund reported a 6-month bond fund.





"These fund companies reported that the Fund products do not rule out is to tie in with Financial Management 2.0, financial management through 2.0 of the fund products provider will not be the last round of Huaxia, Hui Fu, Yifangda, GF Fund Four fund companies. The close Tenpay said.





21st century economic reporter in many ways learned that the bank is expected to access 2.0 of the fund companies for investment, Yinhua, Minsheng Plus silver, South fund, and several.





Investment Fund, Silver China Fund, Minsheng Bank fund has reported a regular treasure products, but the South Fund did not report this type of fund products. The South Fund reported two funds in June, one for the absolute revenue strategy hybrid and one for money market funds.





Southern Fund, a reporter to the 21st century Economic report, said that this year and micro-credit management cooperation will certainly fall, but the specific time is not known. However, the remaining several fund companies did not explicitly say that the online Financial Access 2.0.





platform "accompany students"





"Although we have reported the new product, but not to the last minute, can not determine whether access to financial management Qualcomm, and the financial management of our request, can not be leaked." A fund dealer told the 21st century economic reporter.





not to the last moment, full of variables. In the middle of January this year, the financial management through the landing of micro-letter, the fund company fierce fighting to seize the scene of the first impression people remember. Micro-Credit management was originally planned to be four fund companies at the same time, but ultimately by system testing, Huaxia fund in mid-January this year the false.





"At that time only Huaxia fund took the lead in finalizing the cushion financing scheme, and ready to cushion capital funds, in order to meet the line to provide a very expensive marketing costs, so the first on-line. Subsequently, YIFANGDA Fund cushion program to determine, Huiyuan Fund and the GF Fund due to cushion funds related to banks or Tencent Group, so formally finalized cooperation program slightly slower. A person familiar with the matter told the 21st century economic reporter.





at the end of March, sinks add rich full treasure boarded the platform of financial management. April, micro-trust financial management through Liao, every day red, easy to reach easy to finance online.





Huaxia Fund's false-shot makes late a beat fund company. As of the end of the quarter, the Chinese treasure Treasure scale has been more than 82 billion. Sinks add rich full treasure at the time of joining the financial management pass on the scale of less than 600 million yuan, to the end of the two quarter, the fund scale of 4.5 billion, only the end of the first quarter increase of 4 billion.





As of the end of the two quarter, the landing micro-letter platform of the Guangdong Daily Red, easy to reach Easy financial four fund products, respectively, 11.1 billion, 900 million, a total of 12 billion. Before the line, the Guangdong Daily Red and easy to reach the market share of more than 6.2 billion, GF daily red from 6 billion to 11.1 billion, easy to reach easy to finance from 300 million growth to 900 million. Two of the Money Fund access to financial management through the incremental share of the total of 6 billion.





"The above four funds are specifically for docking financing Qualcomm and customized fund products, the main channel is financial management, so the basic can be excluded from other sources of funds, from the two-quarter results, although all are landing money through, but four fund size difference is very large." There is only one big winner in financial management Huaxia Fund, other fund companies, although also landed a wealth management pass but missed the opportunity, the fund company for Tencent first release Huaxia fund practice dare not speak. "A certain fund source said.





in fact, not only Tencent, the fund company and Ali's cooperation inadvertently became students.





last year, the Tianhong Fund joint Alipay launched the balance treasure. At that time, Ali related participants told the 21st century Economic Report reporter, Tianhong fund is only the balance of the first, and will continue to cooperate with other fund companies. But then the balance Treasure became Tianhong Fund exclusive. Today, Alibaba has become a controlling shareholder of the Tianhong Fund.





an asset Management agency told the 21st Century Economic report Reporter: "in the balance treasure on the line before, Ali was sent to work group and our company's team docking, to study how to pay treasure in the idle funds to develop products, Ali team has been stationed in the company for several months, research products, research user needs." ”





But the last day Philip announced and Alipay launched Balance treasure, "the balance of the treasure of a lot of experience so extreme, not without our company's contribution." Later, the exchanges found that Ali's working group has been in several companies have investigated. In the end, Ali was here to do due diligence. We just have to go with it. The above institutional personage regrets.





to date, the balance treasure Exclusive docking Tianhong, the relevant executives said there can be no other fund company's products to share a cup of soup. Ali's fortune is to public offering funds open the door, with a bright Ali traces of Xinhua Ali set up a scale of 560 million yuan, but the platform contributed to a flat scale. (Edit Li Yanling)