Ma Guangyuan: Real estate three punch sword means the most flash of the speculators ' accountability system

BCC network Beijing April 19 News (reporter Tisuping Zhu Zhang Guoliang) According to the Voice of China "News" 7:30 report, in the past one months, "house prices" has become the most enthusiastic discussion of the issue.　　Just as investors in the property market Gongchenglvede, the State Council issued "on the resolute curb the price of some cities too fast to increase the notice", the industry referred to as the new country 10. Policy whip landed, Hainan, this in the latest round of price inflation in the region has a benchmark significance of one of the areas, second-hand housing transactions have cooled a lot.　　The policy also affects Wenzhou's investors, who are extremely sensitive to the market and are already feeling the difficulty of lending. The State Council issued a new deal on real estate transactions, the market's long-awaited regulatory policy finally whip landing. This has brought the Hainan property market not small "vibration". Taking Haikou as an example, the last day before the New deal was announced (April 14), Haikou commercial housing turnover of about 32000 square meters, a turnover of more than 280 sets, of which the average price of a commercial dwelling is higher than 7600 yuan/square meters. Real estate trading New Deal announced the third day, the Haikou commercial housing turnover of about 17,000 square meters, more than 160 sets of turnover, of which the average price of residential transactions for 5,300 yuan/square meters. Whether the turnover or the average price of the transaction has a substantial decline.　　Not only that, Haikou, Sanya two second-hand housing market "selling Tide" is also in the dark surging.　　A real estate intermediary staff: Your house is in which position how many years Reporter: Five-finger road, 10 years.　　Each other: 5000, 6000 dollars.　　Journalist: The price is down, isn't it?　　Each other: well, basically.　　Journalist: Are there many people selling second-hand houses these days?　　Each other: Well, many.　　Reporter: Why?　　Each other: You do not ask why, is more. "New country 10" attack shocks market, occupy major real estate portal site headlines. Online survey shows that 67.5% of netizens believe that the new deal can effectively curb the excessive growth of house prices, is the most recent government regulation of house confidence the highest.　　Many years of research on real estate economics Dr. Ma Guangyuan sigh, this is the most powerful sound in China's history of regulation and control: Ma Guangyuan: Before, we always see the policy can not control what the purpose is, what is the attitude to high housing prices, this policy with the previous comparison see very clearly, that is, high prices are not normal. Zhongyuan Real Estate managing director of North China Li Wenjie also used the "strongest" to describe the intensity and pertinence of policy regulation: Li Wenjie: The introduction of the "new country 10" unprecedented, is the most stringent measures to regulate the property market, from the financial, tax, credit, market, land and other levels, multi-pronged, curb the current in some cities rising prices too fast,　　The land price rises too fast, the safeguard sex housing construction lag phenomenon. The recent intensive introduction of various real estate control measures, subdivided can be called "three punch." The first punch called differentiated housing credit policy, commercial banks can not only suspend the purchase of third and above housing loans can also suspend the off-site purchaseBuy a home loan. The second is called tax policy, according to media reports, real estate value-added tax and housing holdings during the tax policy will soon be tested in some areas. The third fist called the accountability Mechanism, in stabilizing the housing prices, promoting the construction of affordable housing will be ineffective leading cadres may be held accountable. What is the response to the market's combination?　　What is the expert's opinion on this?　　Like many Wenzhou people, Ms. Lin, who has been keen on real estate investment in the past few years, is now worrying about her mortgage: Reporter: In wenzhou, is the enthusiasm of buying a house so high?　　Ms. Lin: It seems to be slowing down a little.　　Journalist: why slow down?　　Ms. Lin: Because the loan seems to be a bit difficult, I am also lending, and several banks have shrunk. However, Miss Lin Frank, in fact, the problem of loans can still be flexible, not to mention that many Wenzhou investors have plenty of money, do not need a loan: Ms. Lin: If there is a suitable house, we will find a way to put it in the name of others, not in their own name.　　Some people (with) cash come over, many people are not loans to buy a house. Ma Guangyuan to the new real estate loan policy is to applaud, in his view, such a strict differential lending policy is the sword refers to investors: Ma Guangyuan: In fact, targeted very clearly, is aimed at speculators, speculation tenants, in addition to three of mortgages in the area of excessive housing prices suspended, but also special provisions for the suspension of Non-local residents loans to buy a house,　　Plus two mortgages 50%, in fact, have constituted the toughest mortgage policy since 1998. Compared with the investors, the policy regulation, the ordinary home buyers of the impact is not large, a set of mortgage 30%, reflects the obvious tendency of the policy.　　Li Wenjie: Li Wenjie: For some ordinary consumption to improve the purchase of property, the problem is not very big. In the face of the credit crunch, many investors may still have room to turn, but the tax punch seems to be more powerful.　　When the reporter suggested that the state might levy a housing-related tax, Ms. Lam said that if the tax increase in the transfer process, the impact on them may not be too big: Ms. Lin: For the house, I think the tax impact will be, but not as big as expected. But when the reporter said it was possible to levy a tax on the house, Ms. Lin was obviously a little nervous, and she kept consulting reporters about the possible time and scope of the levy.　　This policy is a nightmare for the Wenzhou people who have more than one housing: Ms. Lin: The impact on Wenzhou will be quite large, we have 4, 5 of the House, the levy of this tax is very bad, buy a house to earn words are not so fast. China's housing holdings during the formulation of tax has been relatively weak, less such a fetter, investors to the purchase and sale of property generated by the transfer of the home has become a matter of course, but some people think that such a tax will undoubtedly help push prices. The reform of the new tax system undoubtedly has an important effect on the market. Ma Guangyuan expected that the period of housing holdings tax policy should be differentiated, is unlikely to be a one-size-fits-all: Ma Guangyuan: Tax adjustment is also differentiated, taxThe direction of the policy is relatively clear, in fact, in our country on speculation, investment behavior, including the real estate vacancy behavior of tax control, has been relatively deficient. In this "three-punch", Ma Guangyuan that "accountability" is the most shining bright spot, which means that the maintenance of house prices has been included in the Parto assessment system, blocking the individual local officials in curbing high prices on the fluke and retreat: Ma Guangyuan: This height is unprecedented,　　In other words, if the individual local officials still play Taijiquan in the execution of article 10th, they still do not work hard to enforce it, and they are still ineffective, which may be followed by accountability and accountability. What is the impact of such stringent and precise policies on the current high housing prices?　　Wenzhou investment Ms. Lin thought that even if the price fell, will soon return to the rise: Ms. Lin: If the rise of particularly high, house prices will drop some down, such as a drop of 3000-5000 yuan, after a period of time to go up. The implication is that Li Wenjie, which has long been bullish on the property market, predicts a downward trend in the property market and will continue into 2011: Li Wenjie: Perhaps in the coming years, the impact on the property market may be far-reaching, especially in terms of price, probably the fastest before the end of the year, or even to 2011, The housing market may be in the downward adjustment process.