The Real Estate control blueprint contains 4 big-picture banks to master two mortgage rates

-According to Xinhua news agency, Beijing, January 10, as the real estate market picks up, the recent rise in housing prices in some cities has aroused high attention of policymakers. Kwok 10th issued "on the promotion of stable and healthy development of the real estate market notice."　　What is the new aspect of the 2010 real estate market regulation blueprint? One aspect: The bank is flexible to master two suite interest rate "second suite loan the first payment proportion must not be less than 40%, the loan interest rate strictly according to the risk price."　　"The notice," the clear provisions of the speculation for a long two sets of housing policy dust settled. The staff of the chain House real estate intermediary company in Majiabu area, Beijing the first reaction to the policy was that it was a huge blow to speculators. He said: "Buyers often pay a small amount of their own, using bank loans, four sets of heavy, with a limited amount of money to buy multiple housing, after the price rises, sell some properties, and then take these principal, through the bank loans to buy more housing." There are still some investment in the market books, is teaching people to invest in real estate. Lianping, chief economist at Bank of Communications, said: "In the current market situation, the introduction of such provisions is very timely." "Lio Yingmin, a researcher at the Development Research Center of the State Council, said:" Strict two housing loan management, on the one hand, clear down the ratio of the down payment, on the other hand, the bank based on risk flexibility to grasp the loan interest rate, the purpose or reasonable guide housing consumption, curb investment speculative demand. "Two points:" The king "frequency out, the auction way to change 2009" King "frequency out of the phenomenon, caused by the community of land recruitment system controversy, in affirming its promotion of land market Fair trade, at the same time, this" high bidder "way also caused criticism.　　"Notice" clearly requires that all localities to explore the land transfer comprehensive evaluation method. Lio Yingmin said: "To explore the land transfer comprehensive evaluation method, such as a series of policies involving land market, on the one hand, to prevent the" king "phenomenon, on the other hand, improve land supply and development and utilization efficiency. "The notice" proposed "to increase the effective supply of housing construction land," said Zhu Zhengyi, vice president of China Real Estate Industry Association: "Stabilizing land supply is an important prerequisite for stabilizing the real estate market." Need to improve is, the first is the supply of land should not be too large, generally should be guaranteed in 3 years or so can be developed; the second is to improve the system, the ordinary commercial housing, the general should be in the benchmark land price, the demarcation of the land price on the basis of the appropriate float, to prevent　　"Three points: state-owned enterprises will be the crazy to be reorganized" state-owned Assets Supervision Department to further standardize the state-owned enterprises ' real estate investment behavior, which is involved in the notice of "continue to rectify the real estate market order" one of the contents.　　Rectifying the order of the real estate market has always been the main content of government regulation policy, in this notice, in addition to the housing and Urban and rural Ministry of Construction, Ministry of Land and Resources, prices and other relevant departments, the tax authorities to request, but also refers to the state-owned regulatory authorities, such a statement in the past, the government issued a real estate control policy rarely appeared. Lio Yingmin said: "2009Part of the listed state-owned enterprises have entered the real estate market, but also took a lot of ' king '. The behavior of big state-owned enterprises is not conducive to the healthy development of the real estate market. The government especially proposed to further standardize the state-owned enterprises to invest in real estate, but also hope that the state-owned capital in the real estate market can play a good leading role.　　"In the recent meeting of the central enterprises in charge of business performance assessment work, the State Council deputy Director Huangshu and made clear that the central enterprises should carefully enter the stock market, real estate and futures and other high-risk areas." Four points: Prevent "hot money" impact on the property market under the impact of the international financial crisis, China's real estate markets appear unusually hot situation, for foreign "hot money" has great appeal.　　"Notice" clearly stated that the relevant departments should strengthen the flow of credit funds and cross-border investment and financing activities monitoring, prevent credit funds illegal entry into the real estate market, to prevent "hot money" outside the impact of China's market. Yin Chengli said: "Overseas hot money this year is expected to further enter the emerging market markets in the market housing and other areas, to bring these two areas of bubble expansion." The state is based on such concerns, clearly put forward to strengthen the monitoring of Cross-border investment and financing activities to prevent foreign ' hot money ' impact on China's market such policies. ”