What are the investment principles of different investment institutions?

Found this problem is very big, I need to analyze the investment industry like hurrying.

There is no way to express this problem in short words, so just skip the details and I'll sketch it.

General commercial banks prefer big projects, such as state-owned enterprises, municipal construction, general resident housing and other risks are small, demand their own volume, the return of a very stable project. Few small micro-enterprises can get the money from five big banks, and the private bank (such as Minsheng Bank) can be slightly better, but want to get money from the bank is not easy, the most important thing is that small micro-enterprises can not provide collateral (land, property, plant, etc.), equity pledge is not good (small micro-enterprise equity is difficult to do valuation), So most of the banks are for tyrants companies, Dick Silk company Flash. That said, some of the banks are turning to big investment banks (the industry trend), starting with the company's a-round IPO, such as Pudong Bank, Everbright Bank and the like.

Insurance ... The water is too deep, because there are many kinds of insurance. Common is life insurance, insurance, medical insurance and so on, if you want to rely on the investment can only be mentioned investment-type insurance (I personally is particularly opposed to investment in insurance), this flow has a lot of, such as trusts, funds, and some radical even the stock market ...

Trust in fact, the investment threshold is relatively high, 1 million, 5 million, 10 million have, but the corresponding yield is very high, some can reach 20%. The whereabouts of this capital, most of them are big projects, with commercial banks have a fight, this also requires financing side to provide collateral or pledge (listed companies available equity pledge), a few billion, more than billions of of all have.

The fund, divided into many kinds, can be divided into public funds and private equity fund, public offering funds can be understood as the bank inside the kind of money-selling products, private equity, is the following PE, not here, said the public fund is typically such as the balance of money funds such as treasure, plainly is to lend money to banks, using spreads to make money, Some will have a stake in the stock market, the national debt (relatively few on the market).

VC/PE is the category of venture capital, and most of the proceeds come from equity investments in fast-growing companies or listed companies, that is, giving him the money to get a stake out of VC/PE, and so on when the next round of financing or listing is available.

The principle of investment, there should be a consensus: unfamiliar not to vote.

There are a lot of financial institutions on the market, each company has its own preferences, large investment companies will be divided into many small team, to focus on a particular area. Small investment companies are good at a few areas, such as well-known Sequoia investment, the TMT is more. such as June Lian Capital (formerly Lenovo Capital) is relatively miscellaneous, there are liquor, there are selling clothes, and some of the vertical investment.