Joint-stock Banks

After the joint-stock banks to completely abolish the first set of home loans preferential rates, recently, the four state-owned banks also began to the first set of mortgage, the first set of loans preferential rates faced by the fate of the total cancellation. It is reported that, due to the tight credit line in 2011, Nanjing already has Minsheng Bank, deep Development, Citic Bank, Xingye Bank, China Merchants Bank, Everbright Bank and other six banks to cancel the first set of mortgage 85 percent preferential rates, is based on the benchmark rate of implementation. However, compared with joint-stock commercial banks, ICBC, BOC, CCB, Agricultural Bank and other state-owned large banks still carry out 85 percent preferential rates for the first suite, but many banks also said that, with ...

The report of the State Council on resolutely curb the price of some cities in the rapid rise of the notice issued, up to now, the vast majority of banks have been showing attitude.　　However, due to the majority of banks in the three-room down payment and interest rate buoyancy has not been determined, a number of banks to implement more inconvenience, the current agricultural Bank and a number of joint-stock banks have suspended three of mortgage approval. According to the State Council notice, the loan purchase of the third and above housing, the first payment ratio of loans and loan interest rates should be significantly increased, specifically by the commercial banks according to the risk management principles of independent determination. Central bank, CBRC to guide and supervise commercial banks strictly live ...

Next year, the down payment on two mortgages will be raised to 50%? Yesterday, Jiangcheng a number of bank lenders to deny.　　However, insiders said that the two sets of mortgages are tightened, should be seen next month. Reporters yesterday called the Chinese, agricultural, industrial, construction, and other five major state-owned trade banks, as well as joint-stock banks such as China Merchants Bank, said the relevant people have not received the relevant notice of the head office, is still implementing the "second suite down payment 40%" policy.　　However, a Minsheng bank loan manager revealed that the wind has claimed that next year two sets of housing policy to be tightened, but "how to tighten the law" did not receive the notice, not very clear. Now, Jiangcheng two housing policy ...

April 29 Afternoon news, according to foreign media reports, two sources said today, as of April 25, China's four major state-owned commercial banks added renminbi loans less than 200 billion yuan a month, compared with March's 266.3 billion yuan, April loans continue to slow. According to a source quoted by Reuters, the loan was tightly controlled in April, and joint-stock banks were generally limited by the loan-to-deposit ratio.　　As of April 25, China's four major state-owned commercial banks added RMB loans less than 200 billion yuan. It is reported that ICBC, Construction Bank, Agricultural Bank and China silver ...

Qin Liping Yesterday, the market has been rumored that from March 1 onwards, the major banks in Guangzhou will raise the rate of individual real estate loans, one of the first house mortgage rates will be on the basis of benchmark interest rates, the rise is unknown, the second House mortgage interest rate will be raised to 1.1 times times the benchmark rate. "The first financial daily" interviewed the Agricultural Bank of Guangdong Branch, including several banks, have responded to the lack of a unified increase in the rate of personal mortgage loans notice, did not start on March 1 to unify the specific plan to raise mortgage rates. Yesterday, a mortgage account manager of ICBC said to this newspaper, the bank is currently the first suite of new applications ...

Reporter yesterday from the Ministry of Finance website learned that from today until December 6, there are two issue of national debt for individual investors to issue. The 1-year par annual interest rate is 2.6%, the issuance amount is 15 billion yuan, the 3-year par annual interest rate is 3.73%, the issue amount is 15 billion yuan.　　The establishment of diplomatic relations between workers and peasants, as well as joint-stock banks. Reporters from the Ministry of Finance notice that the two issue of national debt from November 20 onwards, according to simple interest payments. In terms of nominal interest rates, the 3-year bond is 0.4% higher than the same period, while the 1-year bond rate is only higher than the same time period ...

After the big bank equity financing, enters 2011, the financing baton passes to the joint-stock bank.　　At Citic Bank's 2010 results briefing, CITIC Bank board secretary Rough revealed that Citic Bank has entered the 26 billion-yuan a+h allotment of the implementation period, the allotment plan is expected to be completed by the end of June this year.　　For the brewing, Citic Bank said that if the bank was selected as systemically important banks, the ratio of loans to meet the target, the annual increase of 4 billion yuan, but compared with the size of Citic Bank's profits can be sustained. A+h rights issue is expected to be completed in June according to CITIC Bank's previous announcement ...

Qin Liping Yesterday, the market has been rumored that from March 1 onwards, the major banks in Guangzhou will raise the rate of individual real estate loans, one of the first house mortgage rates will be on the basis of benchmark interest rates, the rise is unknown, the second House mortgage interest rate will be raised to 1.1 times times the benchmark rate. "The first financial daily" interviewed the Agricultural Bank of Guangdong Branch, including several banks, have responded to the lack of a unified increase in the rate of personal mortgage loans notice, did not start on March 1 to unify the specific plan to raise mortgage rates. Yesterday, a mortgage account manager of ICBC said to this newspaper, the bank is currently the first suite of new applications ...