143 base yield over 4% part of the cargo base announcement to close early

Securities Times Network (www.stcn.com) September 25 news will be a year of National Day holiday, long holiday don't forget to finance first. With the coming of the National Day holiday, the overall yield of the money fund, including the short-term Money fund, has climbed collectively, with an average yield of more than 4% per cent and a higher rate of return on the basis of more than 60%. Financial profit, current savings interest rate increased 1000% overall yield higher according to the morning News, statistics from the flush show that as of September 23, according to the latest 7th annual return rate (hereinafter referred to as "yield"), 229 monetary funds (including short-term financial funds, Separate calculation of the classification) the overall rate of return is higher, now reaching 4.11%. According to past experience, the rate of return on the basis of goods will increase. In fact, this is not difficult to understand. In addition to the financial factors, the bank liquidity to the assessment point, the increase in the rate of return on the money fund is understandable. And from another point of view, the financial side of the tension can be confirmed. In the two days after the Mid-autumn Festival, interbank interest rates and 7-day interest rates soared to 3.83% and 4.58% respectively in the inter-bank market. The exchange rate of 1-day and 7-day mortgage repurchase rates rose to 6.23% and 10.135% respectively. 143 base yield of 4% and from the specific products, the above statistics show that 143 of the base yield has exceeded 4%, accounting for up to 62.4%. That is to say, there are already more than 60% of the goods base, the yield has been far more than one-year bank deposit interest rate. Among them, Jian Xin month surplus to 6.86% of the profit rate of wealth, and build letter bi-weekly financial management B, build letter month surplus peace of mind Financial A, Jianxin bi-weekly financial A, three fund yield is also more than 6%. And in the traditional Money fund, add rich cash treasure currency, Huaxia money market B, Agricultural Bank currency B, such as 15 of the fund yield rankings by the front, the latest rate of return in more than 5%. Moreover, the number of more money-fund yields is concentrated above 4% per cent. The latest data show that the silver currency B yield of 4.385%, silver currency a yield of 4.145%, the fund has also opened the industry's first bank channel T+0 to take the current business. And for the open purchase of Hua an month Xin, this is undoubtedly a big positive, its use of "operating period rolling" mode of operation, the end of June its A, B share of the annual return rate of 10.41% and 10.649% respectively. Cargo base hitchhiking internet finance after the days of the Hong-Li Bao Fund, other goods base has also been hitchhiking internet finance. Data show that just opened the purchase of the remittance of cash Treasure Fund, is dedicated to the Internet customers of the next generation of money funds, in addition to inherit the many advantages of the old Money Fund, but also a new upgrade with multiple functions-such as the application threshold of 1 cents, 24 hours to accept transaction applications, and redemption limit of 5 million yuan maximum. Peng-wah Monetary Fund is also in this direction, with a number of domestic electricity business platform, banks and other established cooperation. Investors are currently buying money from traditional banks or fund companiesFunds, but also through the financial sector, "profit Treasure", "Express", and UnionPay online binding bank cards and other ways to buy Peng Hua Money fund. In the same way, T+0 Schroeder, the Bank of communications launched by the Bank of the IMF channel "" to take the current business, more timeliness and convenience, 7x24-hour network silver, mobile banking can be operated, network counters can also be handled, at the same time, the business is currently the promotion period, no additional fees charged. In addition, the Bank's Monetary Fund and a number of third-party sales organizations, investors can also through the Daily Fund network, and pick, a number of meters network and other channels to buy. In addition, through the silver Credit Suisse online Direct marketing system, through the ICBC "cash treasure" to buy the bank of the Money Fund. The money is still in the early days. However, in order to avoid large financial shocks, the Fund will generally open the door ahead of schedule, so holiday financing is still to be premature. Just two days before the Mid-Autumn festival, about 160 money funds and short-term financial funds announced sported. Similarly, the statistics from the East Net show that, since September 23, including China's cash increase, Huaxia currency, Yinhua currency, such as 62 of money funds, has announced the upcoming "Close". And the Huatai boberry Monetary Fund proposed that, according to the provisions, the day of the purchase or conversion of the Money Fund shares from the next working day to enjoy the fund's distribution rights, coupled with the long holiday, the fund company will suspend the money fund purchase or conversion business, recommend at least 3 working days before the holiday to carry out the purchase of money funds.