Beijing to carry out the new deal second-hand housing yesterday signed a surge of 500 sets

Second suite down strictly in 50% of the rate of 1.1 times times the second-hand housing market yesterday staged the last crazy Day signed a surge of more than 500 sets of the report Beijing has more than 2,300 sets of second-hand housing yesterday squeezed on the "last Bus" policy, from today onwards, buyers no longer the "last bus" can be, because all banks began to strictly enforce the new deal.　　April 15 Outgoing message, the executive meeting of the State Council requests that the proportion of the first payment of loans to households with the first set of housing in 90 square meters shall not be less than 30%, and that the first payment of loans for a second housing shall not be less than 50%, and the loan rate shall not be less than 1.1 times times the benchmark rate. Reporters from the capital of major banks and loan guarantee agencies officially understand that, starting today, the capital of the banks have been fully strict implementation of the New deal.　　And in yesterday, because the buyers catch the last bus, second-hand housing network signed more than the previous working day more than 500 sets.　　The latest paparazzi buffer period ended no "last bus" can be a reporter from a number of banks of the mortgage department and the housing agency received news, the CBRC yesterday has officially informed the banks, asked to strictly implement the new two-suite housing policy. An intermediary company, who declined to be named, told reporters that some banks, after receiving notice from the CBRC, set a one-day "buffer period".　　That is, if you complete the online contract yesterday, you can also enjoy the previous policy of low down payment and preferential rates. Today, all banks have been fully "completely" to carry out two sets of mortgage loans.　　The intermediary loan organization Wei Jia Chit related person told the reporter this morning, the banks have all ceased to carry out the old policy of the "old", all began to determine the new policy of two suites of loans and interest rates.　　　　In response to some media reports of foreign investment in the implementation of the new deal is relatively loose, the reporter called Citi, Standard Chartered, HSBC and other banking departments, get the reply is, from today onwards, all strict implementation of two sets of mortgage loans New deal. The time node delineation has not "left a gap" reporters noted that the banks to implement the New deal has not "left a hole."　　Previous media speculation that the implementation of the new deal may be the loan material to accept the day as a "sector", which means more relaxed, customers will be more than a few days "catch the last bus." However, according to reporters, the banks are now "the most lenient" is the loan contract signed Day as a time node.　　There are also some banks more stringent, is the online contract and property transfer day for the new and old policy enforcement boundaries.　　In other words, as long as there is no sign of the loan contract until yesterday, two sets of loans are the lowest proportion of the first payment is 50%, the lowest interest rate is 1.1 times times the benchmark rate.　　Customer hotline Lag Bank statement a little messy. Although in the implementation of the banks in unison, it can be said that according to the State Council required "prohibit", but in terms of foreign statements but "a little confusing." Reporters yesterday called the Bank news release department, in addition to ICBC, BOC, Citic and other banks said the new deal has been implemented, most banks said "still in businessDepartmental notices. "　　The reporter also calls the more than 10 bank's customer service hotline as the client, its reply most also maintains the old policy. For example, CCB 95533 Hotline told reporters that the bank's current two sets of loans still carry out the March 17 minimum down payment of 40%, the lowest interest rate of 80 percent policy.　　AgBank's 95599 hotline also said it had not been notified of the new deal. Coincidentally, foreign capital Bank also exists this problem.　　Reporters from Citigroup Beijing branch of the mortgage department to get the exact news, the bank was yesterday to implement the New deal, but its headquarters news department responded to reporters, "the details are still in preparation."　　　　And this kind of news release and customer service Hotline's "lag", to the consumer timely grasp accurate information and carry out the loan business processing, will cause adverse effects. Expert analysis of 5,000 sets of transactions on the last madness according to a credit institution Wei Ka and the second-hand housing intermediary company revealed that as long as the online contract was yesterday, two house buyers, have enjoyed the original down payment ratio and concessions, visible policy or given a certain buffer period.　　In this short three or four-day buffer period, the city has more than 5000 sets of second-hand housing transactions successfully rode the last bus policy. Real estate transaction Management network data show that yesterday, the city's second-hand housing network signed 2369 sets, the highest day in the year to sign the number of transactions, than the previous trading volume more than 500 sets.　　Industry is expected, with the end of the "last bus", second-hand housing transactions will appear a significant decline, which led to a decline in house prices. Second-hand housing market this time, a large cooling on this, fluorescent real estate general manager Gu Chentian Analysis, the introduction of the New deal is the history of the property market crackdown on the biggest one, the impact on the market more than ever.　　The rise in the threshold of purchase not only investors, speculators crowding out into the housing market, but also will be part of the improvement of the demand for across, affected by the policy of home buyers accounted for 90% of the total market.　　Zhongyuan Real Estate is expected to start today, the city's second-hand housing volume of official statistics will appear straight down, buyers wait and see mood.　　　　I love my family Vice President Hu Jinghui that the next few months time investors will be fully off the field, the huge property market will lead to the price of second-hand housing prices ice broken.　　Buyers to catch the "last bus" playback of the 15th afternoon State Council, the new deal on two loans announced that the news was disclosed, that afternoon, the purchase of all the action to the intermediary company to call, appointment signed a loan contract early 16th 8 o'clock signed a purchase contract buyers together intermediary company headquarters, urging its early open business, for everyone to do loans 16th Afternoon-18th Beijing's banking policy is still in a vacuum, not ready to buy the loan material buyers leave to collect income certificates and other types of loans required materials 19th all day loan contracts signed by the buyer to go to the last step of the program--online signing, successful ride policy