China's affluent population survey: health care needs are 4 times times the annual household income

Reporter Tri Ye HSBC life A new survey of China's affluent population shows that respondents demand 4 times times as much as their average household income.　　This kind of crowd needs the deep comprehensive safeguard, the demand of the medical service quality presents the high-end and the diversification characteristic. According to the survey, the biggest financial needs of China's affluent population are ailing security (93%), second for old-age Security (81%) and for children's education gold reserves (78%) when coping with unexpected financial risks.　　Among them, the affluent people aged 51-64 and older are also very concerned about the proper management of their children's wealth (87%) and their children's entrepreneurship (85%). China's affluent population is most concerned with the continuation of family responsibilities (54%) for the protection needs caused by health threats. When asked about the risks associated with a major illness, most (78%) respondents said they were most concerned about their children's future growth education, and nearly 60% (58%) thought that parental support was an important consideration for their needs.　　The respondents ' demand for investment care and industry continuity was 53% and 42%, respectively. "Wealthy Chinese are clearly aware of the importance of health care, and they are concerned about the long-term effects of ailing on the quality of future family life, the upbringing of their children and the maintenance of their parents," said Lao Jian, chief executive of HSBC Life Insurance. As the insurance concept of China's affluent population continues to rise, they have a deeper need to protect the financial risks caused by the disease, and they are willing to take more account of the continuation of family responsibilities. "The survey also focused on the demand for health care and the budget for insurance schemes for the affluent Chinese population." According to the survey, the average amount of health care required for such groups is 4 times times the average household income, and they are willing to pay a 9% of the average household income.