Fingerprint payment to attack, rely on not reliable!

For cock Silk, the fingerprint unlock has not yet been understood, the fingerprint payment is what thing. After all, Apple's iphone 5S, which takes the lead on fingerprint unlocking, is not affordable for everyone. Following Apple's search for fingerprint recognition, its rival Samsung has also done its very well to open the fingerprint payment function on the Galaxy S5. Now, the domestic internet eldest brother Alipay and Huawei Cooperation, in the Huawei Mate 7 on the realization of the fingerprint payment function, we can expect, next, and Ali a match Tencent, should also be on the micro-letter to open fingerprint payment function.

What is the good of fingerprint payment?

1, fast. Whether you are transferring money or shopping, it is highly recommended. For example, supermarkets often line up when they checkout, use fingerprints to pay, and do not need to involve change and enter a password in 3-5 seconds to complete the transaction. Not only simplifies the consumer program, but also eliminates a variety of membership card bank cards.

2. Convenient. According to some public statistics, internet users have an average of 26 accounts, 6.5 passwords each day, need to log in 8 times with a password. Some passwords have a deadline set and need to be changed once every few hours. These passwords are enough to make a big head. Especially for some older people, memorizing passwords is a headache.

3. Safer. Mom, don't worry about losing my wallet! According to statistics, about half of all personal information thieves are by stealing wallets, credit cards and other physical entities to achieve. Fingerprint payment allows you to put everything in your bag that can disclose personal privacy in the home, go out just take their own, the use of biometric identification technology can easily shopping or other transactions, also need not worry about the card is degaussing, steal brush and so on. At the same time in the area of people concentrated use also effectively prevent password leakage.

It is important to mention that Alipay's fingerprint payment will not only identify the fingerprint, but also recognize the dermis, rubber fingerprints or inanimate fingers that cannot be validated. So there's no such thing as a movie where someone chops a finger to prove it. Of course, unless you're asleep and someone uses a fingerprint, that's the extreme.

After all, the current fingerprint identification is still in the trial phase, Alipay launched the fingerprint payment is only for daily small payments, such as users often use the taxi, fast food, recharge, etc., only in large transactions will choose UnionPay or vist card trading, so its security is relatively high.

What about fingerprint payments being targeted by hackers?

Since the birth of the digital password, has been entangled by hackers. Fingerprint data will not be stolen and used for illegal purposes? Alipay gives the solution is that the user entered the fingerprint data will be encrypted stored in the local device security area, will not upload to the server or cloud, no one can obtain the user's fingerprint data, the equivalent of an isolated "black box". Arguably, there should be no Hollywood scandal caused by Apple icloud loopholes.

What if the fingerprint can't be identified?

Because the fingerprint payment depends entirely on your "finger", therefore, when your finger injury caused fingerprint damage, or air humidity can lead to fingerprint payment is difficult to identify, these are the fingerprint payment service providers need to solve the problem, perhaps the various service providers have their own solutions. In Asia, the first operating fingerprint payment business, for example, they found that the fingerprint damaged and molting users, a large proportion of the fingerprint image has a texture fracture phenomenon, which gives fingerprint recognition processing algorithm to bring many pseudo feature points. By splicing the fracture fingerprint effectively, the pseudo feature point of fingerprint is eliminated. Moreover, the correctness of fault-stripe stitching can reach 95%, which greatly improves the pass rate of texture ratio.

Will fingerprint payments become a new form of payment?

Futurists have predicted that paper notes and credit cards will disappear, and that fingerprint and retina scanners will complete many identity problems and be intelligent, allowing all thieves and hackers to be inorganic.

For consumers, with the rapid development of mobile payments, commonly used digital passwords are often lengthy and complex, easy to be forgotten by users, on the screen on the smaller mobile devices are also prone to errors when entered. Fingerprint payments will replace digital passwords as a trend for future mobile payments.

For businesses, fingerprint payment is also more advantages than disadvantages, because the fingerprint is and the user's personal identity is bound to each other, with uniqueness, businesses can clearly understand the user information, easy to analyze and statistics, so targeted to promote products.

For the third party platform, before and after Apple and Samsung leading the trend, after Ali to fuel, Tencent will take it naturally, including Huawei's five major internet giants are in the promotion of fingerprint payment, other Internet and mobile manufacturers will inevitably follow, fingerprint pay big line its way around the corner.