Check-out Survey of Beijing-Shanghai Ear under limited purchase order

Every reporter Yang Yiqiang from Shanghai, Ye Shuli from Beijing, Zhu Ling from Guangzhou at the end of September issued two regulatory measures, "limit purchase order" is seen as a new killer. Before and after the national Day, Shenzhen, Xiamen, Shanghai, Hangzhou, Nanjing and many other cities have introduced the details of the "Limit purchase order" content, the upcoming Guangzhou version of the rules, may also be included in the purchase order, and Beijing early in the first half of the similar policy has been introduced.　　In addition, the bank's total suspension of the third mortgage, will also have an impact on commercial housing transactions.　　Recently, as a result of the policy of the time and consumers under the time of the deposit of a "difference", some of the city has been a number of real estate buyers to unsubscribe from the phenomenon.　　Whether the phenomenon will develop into the "check-out tide" as in 2008, the Daily Economic news reporter conducted an investigation into the property market in Beijing, Shanghai and Guangzhou. Shanghai: 7000 sets of deals or 5% check-out per journalist Yang Yiqiang from Shanghai "Now that some of the signed houses are being transacted, there is a possibility that they will be checked out and buy other properties, so we must continue to launch a massive publicity campaign to consolidate the gains we have made in September." "Recently, a developer insider told the Daily Economic news reporter, despite the unprecedented sales results in September, but the Shanghai October 7, the" Limit purchase order ", so that their sales greatly discounted.　　Those who have not yet had time to sign up for an online contract, some have returned home to make the boiled ducks fly away. According to the Shanghai Housing Security and Housing Authority before the explanation, October 7 after the completion of online contracts are limited to purchase scope, which allows developers to formidable enemy, in a hurry to sign up for online registration, they also have to focus on the consolidation has been signed customers.　　In their view, the restricted purchase policy will inevitably trigger the check-out tide.　　In the "Limit purchase order" so that developers uneasy, tighter mortgage policy, but also further increase the probability of check-out occurred.　　A new home buyers in Shanghai complained to reporters, because the villa was identified as three suites, he is bound to be unable to obtain loans, now face the danger of a deposit confiscated. China Real Estate Information Group analyst Scherkingshon said, under normal circumstances, resulting in check-out there are two possibilities, one is a sharp decline in house prices, and the second is that loans can not be done. Although the latter possibility theoretically exists, Shanghai actually started to suspend the third set of mortgages in September, and imposed strict requirements on the first suite down payment of 30% and the second down payment of 50%, so the check-out due to changes in credit policy will only be a separate phenomenon. As for the "Limit purchase order", it is not likely to cause a large area of the check-out tide to occur. "Just change a name to buy, there is no need to check out."　　"Sina Real Estate network editor then to the" Daily economic news "reporter introduced," Limit purchase order "after the third day, Minhang a property opening, the same day Wenzhou people buy more suites, the way is to borrow other people's identity card. Scherkingshon said that the way to circumvent the "limit purchase order" is alsoThere are many, so the "limit purchase order" will not result in check-out. According to his analysis, the Shanghai October 1 to 12th of the housing turnover of about 7000 sets, most of which were subscribed on October 1 ~ 7th, but did not sign. Of these transactions, about 5% of them belong to two or more homes.　　It is inferred that the current Shanghai may occur in the percentage of check-out in about 5%, check-out should not exceed 400 sets, this figure is much smaller than the industry in Shenzhen and other cities judgments.　　However, as the real estate tax and other tougher regulation measures are likely to be introduced soon, the trend of Shanghai housing prices may be reduced from the rise, so whether the future will be a large area of Check-out tide, remains to be seen.　　Beijing: September deal over million sets about 1/3 will be affected by the impact of each reporter Ye Shuli from Beijing to increase the down payment to more than 30% and not the first suite of the effect of the tax rises to 3%, the cost of home buyers in Beijing has increased by at least 10%. Beijing Real Estate Transaction Management network data show that in September, Beijing in addition to the limited room housing transactions total number of 10534 sets, a rough calculation, there are 1/3 of the amount, that is, about 3000 of the buyers will face a down payment and the impact of the deed increase.　　That could lead to a massive check-out boom in Beijing soon.　　Yang Mingli, Vice general manager of Beijing United Properties, introduced the policy of raising down payment to 30%, the banks have not received the corresponding clear notice, some commercial banks may also be flexible to deal with the corresponding business. The daily economic news reporter also confirmed this in an interview.　　such as Minsheng Bank of 90 square meters below the commercial housing, but also according to the 20% down payment standard to handle the mortgage. Yang Mingli said, Beijing is currently in the sale of most of the auction, may not be capped.　　In accordance with the regulations, the ceiling of the auction, the bank will not lend to developers. For example, if a customer signed a set of National day on September 20 after the ceiling of commercial housing, when signing a purchase contract agreed down 20%, to Beijing ICBC loans 80%.　　Because the house was not capped at that time, can not properly handle the mortgage procedures, and in accordance with the current provisions, has been unable to handle down payment 20% of the mortgage.　　In this case, Beijing ICBC hotline staff explained to reporters that the September contract, and to the bank for loans to customers, even if the national day before the customer has dealt with the bank related to the relevant procedures, as long as the loan has not been issued, the current mortgage payment must be raised to 30%. In this case, Beijing Yang Shaofeng general manager of the House to remind buyers need to guard against risk.　　He further explained that as Beijing began to implement restrictions on the purchase of orders and the restrictions on foreigners in April, Beijing developers have a sense of prevention of the corresponding policy. According to his understanding, nowadays some bad Beijing developers in order to prevent home buyers so check-out, in and home buyers signed a purchase contract, it has quietly set a high penalty. For example, a real estate in Beijing, if the customer because the loan can not be passed, it will require a one-time payment, otherwise the customer will be charged to the developer to submit a 20% down payment as a defaultGold。　　Sino-Ocean Real Estate PR people believe that the higher down payment policy, the greater impact on the housing market is expected to impact.　　Guangzhou: Limited Purchase order offing Asia Yuncheng check out each by reporter Zhu Ling from Guangzhou Beijing and Shanghai, such as a limited purchase order, the deal fell significantly, due to the policy lead to Check-out phenomenon began to appear. There is news that the Shenzhen, due to "limit the purchase" factors caused by the number of check-out or up to thousands of sets. Similarly, in Guangzhou has also been a recent sale of a large property appeared in the Check-out. Some people in the industry pointed out that the phenomenon of check-out will be inevitable, but also mainly limited to three sets of loans, restrictions and other policy factors.　　So far, the Guangzhou market check-out rate is still in the rational stage, the monthly mean value of less than 3%.　　Take advantage of the "Golden Nine Silver Ten" fiery debut of the Guangzhou suburb of the Asian Yuncheng Market project, starting from the end of September began to market nearly 4000 sets of new houses, some of the buyers due to the down payment and the third set of mortgage-restricted factors, began check-out. "Daily economic news" reporter from the developers, agents and cooperation with the project to verify that the project's new listings, there are indeed some check-out customers, but the specific number is unknown. The project Guangzhou agent insiders told reporters, "said no check-out is impossible, but a small number of new release of that batch of house price is low, or is welcomed by the market." "Another one or two people in the organization said," ' 11 ' period, we have some intention to buy this project disk housing customers, but also because of the three suites limit loans and other factors to cancel the purchase plan. Reporter recently went to the project sales center, found that the scene is not as popular as the New deal before. "After the policy came out, our sales speed had been slowed down," said a staff member at the Centre.　　"He revealed that check-out, down payment is unlikely, if the purchase is the third set can pay the first paragraph, the remaining housing developers can be postponed for three months, in three months to pay." Reporter calls the project disk developers, the project an insider said, "Check-out is not possible, after all, sold a good thousands of sets, we do not have specific things out, but we will be in accordance with the contract agreement to fulfill the interests of both parties."　　"Sina Real Estate monitoring Guangzhou land resources and Housing Authority official website data show, September, Guangzhou appeared 62 check-out, from" 9.29 "after the new deal to October 12, the Guangzhou market Check-out record has been 10 times.　　Guangzhou Real Estate senior personage Deng Haozhi pointed out, at present Guangzhou has suspended the resident third house loan, plus the down payment promotion, the cost of the house buyers has greatly increased, if the Guangzhou limited purchase order sacrifices, does not rule out the future will appear the check-out phenomenon gradually. Guangzhou Real Estate expert Xie Yifeng pointed out that, from the beginning of this year to date, the Guangzhou market on the new house check-out rate less than 3%, is expected to introduce restrictions on Guangzhou and other policies, in the short term will trigger the small fluctuation of check-out rate. But compared to Beijing, Shenzhen and other markets are different, although the housing prices go up, but the market is relatively rational, self-living, improve customers more, outlook is unlikely to be a large-scale check-out tide.