Fuzhou property market New Deal of small and medium-sized allocation of the proportion of land transfer contract

Xinhua News (Reporter Xu Caifang Huang Hinda) in Beijing, Shenzhen, Tianjin and other first-line cities have promulgated the implementation of the "new country 10" of the relevant rules, the Fuzhou municipal government also issued 13 measures to strengthen the regulation of the real estate market. Fuzhou New Deal in strict accordance with "State 10" provisions, implement differentiated housing credit policy, increase the down payment ratio of two suites, at the same time expand the scope of security room protection, increase the supply of housing and ordinary housing, the small and medium-sized allocation of the proportion of a clear written land transfer contract, and explore the land transfer "comprehensive evaluation" "a bid" "two-way bidding　　"Way, restrain the unreasonable rise of land price, curb the excessive rise of house price, solve the housing problem of urban residents.　　The recent Fuzhou government will also launch a special inspection of the real estate market, and in June to the community to make the acquisition of land has not been built and the sale of the development of the project in the clean-up inspection results.　　The bank may suspend the third suite loan according to the risk the New deal: In the future, Fuzhou will implement strict differential credit policy. Among them, the purchase of the first set of home and set the building area of 90 square meters of households (including borrowers, spouse and minor children, the same below), the proportion of loans to the first payment shall not be less than 30%; for the loan to buy a second home, the proportion of the first payment shall not be less than 50%, and the loan interest rate shall not be less than 1.1 times times the benchmark rate.　　Commercial banks can also suspend the purchase of third and above housing loans according to the risk situation.　　In the presence of land idle and speculation on the behavior of developers, commercial banks may not issue new development projects loans. Fuzhou will use tax to regulate housing consumption and real estate income, strengthen personal transfer of housing links tax collection and management.　　A real estate development project that focuses on liquidation and audits that are overpriced and too fast. Explanation: Wang Azhong, director of the Real Estate Research Institute of Fuzhou University, says the new deal is more about curbing housing demand through credit and taxes. But in Beijing and other fields have also joined the administrative measures, that is, the introduction of new policies to control the demand for housing, such as each family limited to buy a house.　　Shenzhen is in the moratorium on the purchase of third homes and more housing loans, but also can not provide more than 1 years of the city's tax certificates or social insurance payment certificate of non-local residents to suspend the purchase of housing loans.　　Wang Azhong said the combination of administration and credit would be quicker to curb the demand for unreasonable housing.　　The proportion of small and medium sized units will be written into the new Deal of land transfer contract: Medium and low price, small and medium-sized flat-type ordinary commodity housing and security housing construction land, not less than the annual total supply of residential land 70%.　　The transfer of land to explore the "comprehensive evaluation" "one-bid" "two-way bidding" and other means to curb the irrational rise in land prices. The number and proportion of the construction of ordinary housing will be taken as the precondition of land transfer, and the contract of land use right transfer shall be included.　　If the proportion of housing structure is inconsistent with the contract, the construction project planning permit will not be issued.　　The land which has not been commenced for one year after the contract has been stipulated shall be levied in accordance with the law and will be ordered to commence and complete. Interpretation: Wang Azhong that in the contract to indicate the proportion of housing, will be conducive toTo ensure the supply of small and medium-sized units, to avoid the building of the larger, ordinary buyers do not have the purchase of malformed housing supply structure. According to market demand, small and medium-sized huxing at least accounted for more than half of the total supply. The application of new type of land transfer will also help to restrain the Wang Pin of the present phenomenon.　　But a good policy is also to be implemented, the key is how to implement the authorities. Low-rent Housing, affordable application conditions will relax the new deal: to increase the level of various types of affordable building.　　This year, Fuzhou will build 9750 sets of low-rent housing, building 3000 sets of public rental rooms, affordable housing 3000 units, limit room (housing) 10,000 sets.　　In the renovation project of urban dangerous and old buildings, the proportion of low-rent housing, construction standard and repurchase condition are used as precondition of land transfer. This year, the urban area of low-cost housing coverage to expand to 30,000 yuan per household income, the average housing construction area of 13 square meters below the family, affordable extended to the family income of 38,000 yuan, per capita residential building area of 14 square meters below the family. and the outstanding migrant workers into the urban housing security scope, access to municipal and above the honorary title of migrant workers in the application of various types of affordable housing, can not be limited by the registration conditions.　　Take "lease subsidy first, after the physical distribution of rent" way to speed up the implementation of Low-cost housing security progress.　　In 2009, the launch of 5 million square meters of dangerous old room on the basis of reconstruction, and strive for three years to complete more than 13 million square meters of dangerous old room renovation task. Explanation: Fuzhou Real estate expert Jiang Yinghui that, now the housing market in Fuzhou the most prominent contradiction is the low-income people cannot afford to buy a house. And the low-income groups, even if the existing housing prices have limited callback, still cannot afford to buy a house.　　This requires the government to increase the supply of housing, at least to protect these low-income people's first suite.　　According to the reporter understands, 2009 Fuzhou low-rent Housing Applicant Household income is below 25,000 yuan, the household per capita building area is below 13 square meters; Affordable Applicant family income is below 35,000 yuan, household per capita housing construction area of 13 square meters below.　　The new deal has greatly eased the eligibility criteria for these two types of housing, undoubtedly benefiting more low-and middle-income groups. The land of serious illegal bidding qualification will be suspended New deal: Fuzhou will strengthen market supervision and information disclosure, hoarding houses, cover disk reluctant and other illegal violations, will increase exposure and punishment.　　For developers who are suspected of land idle and with serious irregularities, the land department shall suspend its bid qualification.　　Housing management departments need to real estate pre-sale information, can be sold for sale and sales status to the public, improve information transparency, stabilize market expectations.　　The municipal government will organize special inspections for the development projects and enterprises that have acquired land tenure and are currently under construction, and released the results of the clean-up inspection to the society in June this year. Interpretation: Wang Azhong that the key to the above measures is to introduce more detailed punitive measures later, otherwise some bans will become empty. Moreover, the continuity of government enforcement is also worthAttention.　　General New Deal after a period of time, have a certain effect, such as trading volume dropped, then often the effectiveness of policy implementation is reduced.　　Fuzhou property market New Deal 13 article 1. Implement strict differential housing credit policy.　　2. Play the role of tax policy in the adjustment of housing consumption and real estate income.　　3. Increase the effective supply of housing construction land.　　4. Further strengthen land supply management.　　5. Optimize the housing supply structure.　　6. Increase the supply of ordinary commodity housing market.　　7. Strengthen the construction of various kinds of affordable housing.　　8. Improve the housing security mechanism.　　9. Actively promote the transformation of the old housing (hut area).　　10. Establish a joint supervision and enforcement mechanism for the real estate market order with a multisectoral participation.　　11. Further strengthen the real estate market statistical analysis and forecasting.　　12. Unity, raising awareness.　　13. Define job responsibilities and establish accountability mechanisms.　　Sound the property market regulation has made a fundamental change in the function of real estate, which will lead to a 20%-30% fall in house prices in two years, and a retaliatory rebound is hard to repeat. --Pinglun, chairman of the board of Directors of Wan Tong Group at present, the property market should not be frequently issued policies. Now the main efforts should be made to meet the existing property market regulation policy.　　including "State 10" and other established policies should be well implemented, in the absence of a very good implementation of the situation, the temporary should not introduce a new policy, even if it is necessary to wait for a more mature time to reconsider. --Zingyu, State Council counselor