Limited lending limit outside hit Swallow suburb house price drop 30%

-This reporter Elaphe carinata Uping Yan Jiao Report and Beijing Tongzhou a river separated from the "real Estate City"------------------------------------------------- China Securities News reporter survey found that the April 2010 average price reached 11000 yuan/square meters of rural property, has been reduced by about 30%.　　Real estate sales do not move, local developers are anxious, the general fantasy policy loosening; investors are caught in the sidelines, expecting prices to fall again. Unit price drop 3000 yuan to the east through the Chaobai River has dried up, then from Beijing Tongzhou District into Hebei Three Rivers belong to the Yan Jiao Economic and technological development zone. Although there is only one river, the development of real estate on both sides of the Chaobai River shows a very different picture. Hexi is a low bungalow, large tracts of farmland and woods, Hedong, stands countless already capped or under construction high-rise buildings, followed by the project billboards, fully demonstrated the Yan Jiao "real estate city" face. In the area through the Yan suburb of the 102 national road on both sides, from west to east densely filled with the sales offices of the major real estate, 500 meters can even find the same property two sales offices.　　There are also rumors that about 80% of local government revenue comes from real estate. China Securities newspaper reporter in Yan Jiao suburb biggest real estate--Upper uptown found, the sales office to see few people. Reporter asked a few are chatting sales miss learned that the third quarter of the upper town has been the basic sales completed, but at present still some of the tail house can be sold, the three average price of 7200 yuan/square meters, but must be a one-time payment. "Because in accordance with Hebei recently issued limit loan order, the non-local people can not handle loans, otherwise, we will not have a house left."　　"The sales office staff said so. "The market in the suburbs is actually followed by Beijing." 2008, the house prices here but more than 3,000 yuan per square metre, the highest time of the beginning of this year to more than 10,000, but now has dropped to more than 8,000, special huxing more than 7,000.　　"Hebei suburbs another sale of real estate-Skyocean city sales miss, simply outlined the Hebei suburb economic and Technological development zone of the property price trend map." The influence of the market changes is not local, more lies in the Beijing area of radiation-driven. "Local people also have to buy a house, but the most important is to be Beijing's home buyers fired up, because we are very close to Beijing."　　The sales lady was outspoken. After the Chinese Securities newspaper reporter's field visit, from Beijing East Third Ring international Trade Bridge drive to Dongzhi Swallow suburb but 30 kilometers. If there is no traffic jam, go to Jing-Tong Expressway, Tong Yan high-speed to the suburbs, the whole process less than 30 minutes. Obviously, close to Beijing's geographical location and the relatively low price advantage, has become the Yan Jiao real estate to Beijing People's propaganda business card.　　These have been shaken under the influence of real estate regulation. Yan Jiao high-end project property--East Hawaiian South Bank sales staff said, "the South Bank of more than 3,000 sets of houses within 5 days will be sold, Yan Jiao market Good time 1 months to sell 50 sets of houses are very normal, now can have a few sets of good." If thatThe former turnover rate is 70%, now also 30%, or by the policy has a great impact. The person is very helpless to say.　　The project will have a new sale in December, at present it can register automatic arranging without paying any fees. Located in two sales offices between a second-hand housing intermediary door is also empty.　　Posted on the bar plastered with a variety of second-hand housing sales information, the reporter just stopped to watch, there is a standing in the doorway to recruit guests, the intermediary approached enthusiastically asked whether to buy a house. According to the intermediary, in April this year, the Yan Jiao market has been with Beijing to stand in the high prices, many real estate prices are more than million. But after the country issued regulatory policy, the swallow suburbs prices began to fall. Since then, regional housing prices have experienced a slight rebound, but this August, the implementation of the first set of foreigners in the rural areas of the strict policy of 50% down, Yan-jiao housing prices no longer continue to rise. At the end of September, the suburbs began to be fully limited, housing prices reproduced downward pressure.　　At present, the price of the market in the suburbs has fallen more than 30%, a lot of projects have second-hand housing sales, and the unit price than the sales office of the faster than 600 yuan, but still rarely deal. Limited credit limit outside the fight precision in the suburbs almost all sales offices, display project design traffic map to Beijing as the core, around Beijing East extension cord for selling points.　　Obviously, the restrictions on loans and foreign policy to the Beijing home buyers, has touched the foundation of the market of Yan Jiao. In fact, as early as September 29 real estate two times before the regulation of the New Deal, Beijing Yan Jiao has been introduced to two suites stop loans, the foreigner down payment 50% of the policy. And after the regulation, Yan Jiao strictly implement the "not to provide more than one year of local tax certificate or Social insurance payment certificate of non-local residents to suspend the granting of housing loans."　　This policy effect can be said to be "immediate", outsiders because can not provide local income to prove that only the whole of the purchase, home buyers are greatly restricted, originally heavily dependent on Beijing to buy the suburbs of the market quickly cooling. In the Yan Jiao in the middle of the Axis Yingbin Road, the project, China Securities newspaper reporters have caught several dozen field to see the house, the majority of those who come from Beijing, the focus of attention is mainly on whether to make loans. "From the project before the buyer, the locals and outsiders are basically half open, so limited to the loan after the foreign buyers did have a great impact."　　Said the sales lady. The National real estate All is experiencing the regulation, but the Yan Jiao regulation appears to be more stern. In addition to the limit purchase order, limit loan order, local purchase a down payment under certain conditions also need to pay 40%. "As a result of accountability, the Housing Bureau has directly interviewed the property developers, direct control of house prices to prevent prices continue to rise."　　"The Sales lady bluntly. "From the end of September, outsiders in the suburbs have been unable to deal with the purchase of loans." "The credit manager of China Construction Bank's Yan Jiao branch confirmed to reporters that the current limit is not limited to the precise execution time, so it is not possible to tell when it will be canceled." For local loans, currently usually under the first suite down 30%, interest rate 90 percent, two suites down payment 50%, the rate of 1.1 times times the implementation. The person said thatForeign home buyers If they can be issued in the local social security in the suburbs more than 1 years of tax certificates and health insurance certificates, can also be loans. It is this tax proof and health insurance certificate, became the only way for outsiders to purchase loans in the suburbs, but also started someone to play the "edge". Yan Jiao, a local real estate agent's account manager told reporters, "There are channels" to obtain more than 1 years of tax certificates and health insurance certificates, but the need to pay more than 15,000 yuan. When the reporter asked what the cost of this 15000 yuan was used for, the person smiled and said, "This is the internal secrets of the walk relationship." "In another large property sales office built by local developers, salespeople also told reporters that they could spend some money on such taxes and medical assurance," he said. But he said, "There is no guarantee that it will be done." "In the course of the visit, the Chinese securities newspaper reporter found that most developers still dare not easily give foreign buyers any commitment, the loan problem is still not a local residents to purchase insurmountable obstacles." However, a project sales miss still put forward the so-called "tactic". According to her, if the real estate contract now, you can pay down the 50% down payment, the remaining balance can wait until the policy loosening, then deal with the loan. Currently can not rush to deal with loans, developers will not urge to pay the remaining money. "The first half of the money, the house is yours, this is not a way to do it."　　"Developers of the illusion of home buyers wait and see under the influence of restrictions and restrictions, Yan Jiao market has undergone a trend of changes, and developers and buyers of the expectations have also changed."　　During the visit, both the developers and the intermediaries felt the enormous pressure of policy, they fancied the future loosening of policies, and still hoped that urban planning and development would attract buyers. "The policy is temporary and there is bound to be a loosening," said a sales person at a local developer's construction project. At present, developers are also trying to communicate with the above. He said that the current number of Yan Jiao area code to be unified to 010, like Beijing, license plate can also be on the "Beijing Word card", and the planned light rail can be connected with Tongzhou. In addition, the planning of Tongzhou City is in progress, and the urban development and house prices in the suburbs must have a driving effect. "So the current price is very appropriate." I heard that the suburbs have to become a prefecture-level cities, by that time prices are more than this price.　　"Local property agents are trying to persuade homebuyers to" bottom up ". And developers and intermediary "cheat" compared to many buyers are directly expressed on the price trend of Yan-jiao bearish view.　　Some people said that, as a result of frequent policy, turnover, will affect the future trend of house prices, developers "can't hold up" may reduce prices. In the visit, the reporter also encountered a so-called local "fried house", he quietly told reporters, "It is best not to hand, and so on to see, the price will fall again." "Industry insiders pointed out that if the relevant policies of the rural property market in the year does not appear loose, then the recent regional part of the new price dive will drive the regional housing prices back to 2At the beginning of the 009-year level, and this will become a small region of the national market is very obvious influence of regulation cases.