Pacific Insurance Cocktail Invitation sent "pie" suspected of violating the concern

Recently, some consumers complained to the China Internet Financial Center that they had received the invitation letter of the Pacific Insurance reception, and the industry pointed out that the letter was clearly violated.　　Pacific Insurance invitation sent to the "big Pie" in Shanghai, Mr. Li presented the Pacific Insurance Cocktail invitation letter to the China Internet Finance and Economics Center, which painted a big "pie" for consumers. The invitation letter said the 21 anniversary of the establishment of China's Tai Bao, in order to thank the broad masses of customers trust and support, special since March 1, 2012 launched a new set investment-oriented financial products.　　According to the introduction, the first year of the wealth management products received two policy accounts 9%, can also receive annual 9%+ dividend, until life, the highest 60-year-old back, and note the daily interest, monthly interest.　　The invitation also said that to participate in this opportunity to obtain a value of 688 yuan Gift, there will be a lottery opportunity, there is hope to get the fifth set, the fourth set of RMB collection, in addition to the Fortune Fortune Jinlong and the old temple gold bars and other gifts. Such invitations are not an exception. Changzhou, Jiangsu, Mr. Zhang (alias), also said to have received a similar invitation to the Pacific Insurance, said to participate in the appreciation of the customer will send two tickets to the Capital 5th tour! But Mr Zhang told China's Network financial center: "Such pies, really dare not answer ah!" "Pacific Insurance Cocktail Invitation" (Photo source: China net) invitation letter to the Chinese Internet Financial center, Mr. Li said: "Pacific Insurance so write invitation letter, how no one tube?"　　"The reporter called the Insurance professional lawyer bin, he said that the Pacific insurance reception is actually a product promotion, and to carry out the Product Promotion Council has strict regulations."　　On January 15, 2010, the CIRC issued the "Guidance on strengthening the management of product descriptions of life insurance products", which said that some companies on product description will be lax management, insurance branches and sales of misleading behavior from time to time, hidden greater risk.　　The opinion requires that the insurance company should make clear to the invitees the purpose of the product Description meeting, and shall not take a deceptive approach to organize the customer to participate in the product description, and shall not induce the customer to purchase insurance products by way of giving high value gifts or other means. Pacific Insurance of the invitation to participate in this opportunity to obtain a value of 688 yuan Gift, then there are lottery opportunities, there is a hope to get the fifth set, the fourth set of RMB collection, in addition to the Fortune Fortune Jinlong and the old temple gold bars and other gifts.　　"and other content and the guidance of the above obvious violation, suspected violation. An industry insider is also worried about the way the Pacific Insurance introduces insurance products.　　It is difficult to determine whether the description is illegal because it is not clear about the specific products it promotes, but such a description can easily make consumers mistakenly believe that the Pacific Insurance is a fund product or a bank financial product, burying the hidden trouble. Thank you for a cocktail change "brainwashing dinner" reporter access to information found that the Pacific insurance such a thank-you cocktail is not only in Shanghai and Jiangsu, before the Nanfang Daily has disclosed in the broadEast also has such a reception, and thank the cocktail often finally evolved into a "brainwashing dinner." The report records a reception for Pacific Insurance in Guangzhou in mid-April.　　In the process of the cocktail party, there is "doctor" quoting the introduction of its products, and then after the introduction of products, the host also invited the hostesses show Thank you will be the gift gold Pixiu, said to be the Enlightenment monks opened the light, as long as the site bought products customers can receive a gift. After waiting 2.5 hours, the dinner is officially started, but the insurance salesman does not give the customer the opportunity to breathe. Behind each client stood an insurer, who took the computer to the client to calculate the ROI of the product it had just recommended. At the banquet scene, the speaker from time to the sound of Hershey, "applause congratulations to our two guests to buy the" HONGFA annual all-round investment plan ' 30,000 yuan. "The insurance company is through one-on-one explanation, each and all, and through the way of sending gifts, so that customers are surface benefits to confuse, and use herd psychology to carry out skills marketing."　　What is more important is that the rate of return on investment advocated by insurance companies is very high. Circ's crackdown on sales misled the CIRC website recently announced the "Life Insurance business Management Regulations (draft)", the draft makes it clear that insurance salesmen are not allowed to hold product descriptions in the name of an individual or marketing team, and that sales personnel are not allowed to confuse insurance products with other financial products and make improper comparisons of earnings. The draft pointed out that the same sales staff by the CIRC, other external agencies or insurance agencies to verify the existence of two or more misleading sales, insurance companies should immediately stop commissioning their business, cancellation of their practice qualification.