Personal transfer: 9 of AgBank's most ruthless bank transfer in Shanghai banking net free of charge

16 of the 17 banks have online banking with the city's peers to transfer free, only Huaxia bank charge 5 yuan per transaction fee weekly retail banking laboratory researcher Zhanghuiyu/text for the regular transfer of the person, the fee is a expenses, but with the introduction of electronic banking, you know how much a single transfer will charge? Financial Weekly reporter visited 17 bank personal business transfer service fees found that the state-owned banks are the most charged items, and interest rates relatively high.　　By contrast, City firms and foreign firms have more free "lunches".　　In the network of foreign peer transfer, agricultural Bank of the highest rate of 4% per cent, and ICBC's 100-yuan capping fees to become the highest.　　12 major transfer fees, ABC 9 charges the largest bank transfer by the counter, net silver and ATM different locations of different banks in the form of the division, mainly 12, in 17 banks compared to find that the ABC transfer fee items up to nine, ranked first. Joint-Stock Bank of the free items for more than three or four items, mainly with the city and ATM counterparts in different places free of charge. But the city firm, the free project concentrates in the colleague transfer. "Counter, online or ATM, regardless of the city or offsite, as long as peers do not charge fees." NET silver any way to transfer money.　　The customer service staff at the Shanghai Bank's big wooden bridge branch told reporters. "Cross-bank transfer on ATM" is a project that BOC, ICBC and CCB can not transfer more than ABC.　　This, by contrast, has become a more charged item for ABC.　　The reporter learned that, in addition to the three major banks, the ATM machine in different locations across the city can not be transferred, while other banks can transfer money, the fees are generally consistent: interest rate 1%, the minimum 5 yuan, the maximum of 50 yuan. NET bank transfer competition concessions, the Shanghai Bank is free of "all of our online banking transfer services are toll-free."　　"This is the answer from a financial weekly reporter visiting the Xuhui branch of Shanghai Bank and the big Wooden Bridge branch," he said.　　After comparing the 17 banks, the Shanghai bank's customer service has made the reporters feel their full confidence: Shanghai Bank is the only bank that is free of charge for online bank transfer. Citibank's net-bank offer is second only to the Shanghai bank, where the bank transfers at a distance of 20,000 yuan for full exemption. "But a maximum of 160,000 a day, a maximum of 50,000 per stroke," said the business staff at the bank's Zhao Ka Bang Road line. "As to how to charge more than 20,000 yuan, the business said:" A remittance of 20,000 yuan, separate transfer, it is free. "ICBC's handling fee is very high, it is the most serious."　　"In the branch of Pudong FA Bank Zhao Jia Bang Road, the financial weekly report overheard such customer comments."　　In 17, the financial weekly reporter found that there are 16 banks online banking with the city's peer transfer free, but Huaxia bank charge of 5 yuan per transaction fee. In the online interbank transfer service charges, 17 banks have 5 banks are free, respectively: Shanghai Bank, Industrial Bank, ChinaBanks, Citigroup and Nanjing Bank. ATM to cross-bank transfer must first have the agreement "ATM machines, off-site, the city can not cross-bank transfer."　　Said a customer service manager at the Bank of China. The above-mentioned staff of Pudong FA Bank's Zhao Jia Bang Road branch said: "Our bank ATM machine can only transfer to some bank cards, can not transfer to the four major bank of China construction." Some banks are willing to join us, but we have no cooperation with those four lines. "In order to transfer money at an ATM, the banking conditions are different," he said.