Policy lingering undecided second-hand housing end of the sprint

"Recently hung out a lot of listings, or to see?" "Holding up the brand, Shenzhen's real estate agents took to the streets showmanship more and more."　　Around the dissemination of leaflets, so that the eyes of a bright listing is also increasing.　　At the beginning of the year, the real estate preferential policy is facing the expiration, has not yet set the tone, the second-hand housing market has suddenly increased, coupled with the policy of catching the last bus purchase demand, a number of urban second-hand housing market transactions suddenly heating up, or even a new high this year.　　The policy is due to be thrown out. China Securities News reporter recently found in Shenzhen, real estate intermediary windows posted a lot of new listings, previously few put of the community, but also reproduced second-hand market. "97 square, the total price of 1.16 million yuan, if sincere purchase, price there is room for discussion." "The salesman is enthusiastic to several customers recommend new hanging out of Vanke garden second-hand," the owner is anxious to sell, this price is absolutely not bought last month. "China Securities News reporter in Shenzhen customs some real estate intermediary to see, the recent increase in the number of listings, prices have been slightly reduced." To Vanke v Garden for example, September prices generally more than 13000 yuan/square meters, now some houses will be priced to 13000 yuan/square meters below, but less relaxed.　　Before the scarcity of the Four Seasons Huacheng, also began to hang out in the intermediary. "The smell-sensitive investor worries that preferential policies expire, leading to a peak in prices and a return to profits." "The real estate a branch manager told the Chinese Securities newspaper reporter, early this year, the investment of home buyers lucrative, began to ship."　　Some of the investors bought in 2007 have already been set up and are starting to throw. In every house shun real estate, China Securities newspaper reporter saw, a set of June Jinghuating 43 square second-hand housing, the price of 390,000 urgent sales.　　This set of listings is exactly what an investor bought in March this year, with a down payment of 20%, earning more than 100%. Guangzhou Real Estate intermediary full Red Business manager also said that Guangzhou second-hand building put enthusiasm is also improving, especially in the recent two-year new house. "Now second-hand housing source about 50% is out of two years, the end of last year is not full two years of only 30%, which shows the sellers in a hurry to sell." "Zhongyuan Real estate guangzhou Lijiang Garden Branch director pointed out that since October, customers want to sell property significantly increased, the increase of about 20%, but the overall price of the transaction did not fall significantly."　　Guangzhou's South China Country Garden, South Olympic Park and splendid Hong Kong and other large-scale real estate put volume has increased, the overall increase in about 10%, but the transaction price drop is not obvious. October Beijing's second-hand housing listing volume significantly increased, the same period last month rose nearly half. Middle-grade second-hand commercial housing transactions, about 75% are full two years of less than 5 years of availability, speculation tenant Sell-off began to emerge. The United States Union property market Research Department statistics show that from the number of pending orders, listed in the last half of November, the listing reached 20,000, and September and October, respectively, about 35,000 sets and 30,000 sets.　　According to this trend, November listings will hit a record high. The last bus to catch policy "now if you look atA house, you have to immediately shot, a little slow to be taken away by others. "China Securities newspaper reporter visited the real estate intermediary in Beijing when a house buyer, she described the experience of buying second-hand housing."　　It is in the context of the imminent expiration of preferential policies, the real estate market triggered the "last bus effect", second-hand housing turnover has risen sharply. According to the Beijing Real estate transaction Management network data statistics, only in the last half of November, Beijing second-hand housing turnover has reached 12680 sets, the chain of October the last half of the 6271 sets rose 102%. The average daily contract 845 sets, compared with October 645 sets of the chain Rose 31.06%.　　Daily contract area of 79,000 square meters, the chain Rose 32.48%. The same is true for first-tier cities such as Shanghai and Shenzhen.　　In the first week of November, Shenzhen second-hand housing volume to create 3598 sets of days, and then the second week of high innovation, to 3936 sets, has become the highest weekly turnover since this year. The strict two-pack mortgage policy, which was reiterated in the year, is now in the real practice. BEIJING, Shanghai, Sui and other parts of the commercial banks have been two suites loan interest rate floating 10%, and most of the minimum down payment of 40%, even brewing the first set of housing to cancel some concessions.　　Loan concessions may change, making some buyers anxious to come into the market. China Securities newspaper reporter in the visit also found that many buyers are in the housing intermediary agencies to consult preferential policy changes. "As a bargaining with the landlord, generally let a ten thousand or twenty thousand, but also less than tax concessions." If the policy changes, the cost of buying a house is even higher.　　"said one home buyer. At present, the preferential policies on real estate are mainly focused on tax deduction and interest rate concessions. The state stipulates that the first purchase of 90 square meters and the following ordinary housing, the tax rate of the uniform reduction to 1%, the individual sales or purchase of housing temporarily exempt from the imposition of stamp duty and land value-added tax. At the same time, the general housing business tax exemption period from 5 years to 2 years.　　If the transfer is less than 2 years, the difference is levied. I love my family. Deputy general manager of Real Estate Brokerage Co., Ltd. Hu Jinghui said that in the tax segment, real estate preferential policies and second-hand housing directly related, many people worry about the abolition of tax incentives, it is this concern that the November second-hand housing transactions have exploded. "At present, many people buy second-hand housing basically as long as pay 1%-3% tax, if next year's tax recovery, the maximum can reach 10.6%, this change is still huge." Dawei, director of property market research at the United States, said that the current market for mortgage 70 percent preferential policies to cancel the concern is far greater than the business tax policy adjustment. In his view, the future sales tax adjustment will not be too big, will continue to use the current level, but a slight increase in the cost. However, the mortgage 70 percent preferential rate cancellation is a foregone conclusion.　　Buyers should consider buying a relatively small area of early growth, or there is the area of rail transit construction planning. Second-hand housing or now polarized this year, the first-tier urban second-hand market has maintained a fiery situation. Take Beijing as an example, as at 1January 15, second-hand housing turnover reached 215,500 units in the year, and 2006, 2007, 20,083 years of the sum of only 237,000 sets.　　According to the current volume projections, this year's transaction level will be more than the first three years of the sum of transactions. Industry insiders pointed out that the first half of this year, the new construction area, resulting in the first half of next year or three quarters of the first-hand room supply Limited.　　Then the market demand to a large extent will rely on second-hand housing to support. Also has the industry to remind buyers to face the recent emergence of "Rob House Tide" to calm.　　Hu Jinghui said that before the introduction of the policy will have a buffer period, and already some provinces and cities take the lead, regardless of whether the central preferential policy continues, local preferential policies will continue, therefore, buyers should not panic property purchase. At the same time, the real estate market polarization is increasingly obvious. From Beijing October and the second half of November second-hand housing deal huxing, 60 square meters below the small huxing deal ratio reached 25.59%, since September, the proportion of 1% per month steadily rise.　　Unit price in 20,000/square meters of high-grade residential transactions are also climbing, in November, the last half month turnover reached 3720 sets, accounting for about 28% of the total market, the average prices have exceeded 23000 yuan/square meters, rose 1.86%.　　Dawei said, 60 square meters below and the unit price 20,000/square meters above these two kinds of "extreme" huxing the volume of transactions is increasing, is actually the release of the small-house demand and high-end market investment demand increase. Shenzhen Sino-Union Real Estate Hubin Bin that the future deal may be polarized phenomenon: small huxing property and high-end luxury mansion will become a bright spot in the market. On the one hand small huxing due to the low price, the threshold for home purchase and investment is relatively low, and the rent rate is relatively high, vulnerable to the favor of young buyers and investors; On the other hand, in the face of inflationary expectations, the scarce characteristics of the high-end luxury mansion will be favored by large market funds, become the main force of the current price rise and fall.