Super Net Silver experience remember deposit big move too tired

Reporter Shonen Red wages issued in the construction Bank, the return of housing in Minsheng Bank, other business needs in the ICBC, this reporter and many Wuhan residents, like every month, take time and effort to run to the bank outlets, deposit "big move", feel tired. Roughly, there are at least 6 bank cards in the reporter's wallet.　　Among them, CCB bank card has 4:1 card is the master financial card, 1 credit cards, 1 Provident Fund Dragon Card, there are 1 pay cards, and these bank cards also belong to different branches of CCB, can not handle account consolidation. For example, Le Master financial card and credit card-issuing outlets are the branch of the bank of Hubei province directly under the Sales Department, Provident Fund Dragon Card designated as the Bank of Hankou Yangtze branch, payroll card is the unit designated to the Construction Bank Hankou Yunlin Street branch.　　In order to facilitate access to funds, the reporter for the Construction Bank "e-road" electronic network silver system, funds in the city of Wuhan, the mutual transfer between the accounts, you can sit at home for free.　　Last March, when the reporter buys the house the developer designates the loan bank is the Minsheng Bank Qiaokou Branch, has handled a repayment of CMBC debit card, at the same time the bank also exempts the annual fee to handle 1 Zhang Minsheng credit card.　　Although ATM can generally achieve cross-border transfer, but for CCB and ICBC is an exception, because the two major banks have not yet opened in Wuhan, the interbank ATM inter-bank transfer business, that is, CCB card can not use ATM machines to transfer money across the bank.　　Previously, the reporter also hoped that through the CCB Online banking, monthly transfer to Minsheng bank loans and credit cards, really "do not know, a scare jump", Pop-up Handling Fee dialog box, CCB General net bank transfer transaction fees in accordance with the transaction amount of 0.5%, the minimum 2 yuan, the highest 25 yuan charge.　　If the mortgage of 3000 yuan per month, each cross-bank transfer needs to pay a handling fee of 15 yuan, 12 months a year will require an additional processing fee of 180 yuan, equivalent to 10,000 yuan 1-year time deposit (the current annual interest rate of 2.25%) deposit of about 10 months of interest earned.　　Such a loss is not small, the reporter had to take cash from the local construction bank in Wuhan every month, and then ride to find a nearby Minsheng Bank network repayment, because the bank outlets to do business at the counter often have long queues, so as far as possible not in the counter to access money, and through ATM access to loans, A card to check all the banks "bottom" September 16 night, our correspondent opened the Construction Bank network silver, handled the August electricity bill payment business.　　After that, the reporter noticed the "My Account" subdirectory, an extra "his Bank account service function", showing "his bank account inquiries, recovery/deletion of his bank account, CCB account signing/cancellation, his bank account signing/cancellation" and other 4 functions, this is just the introduction of the Super Network silver function. Reporter clicks on "His bank account signing/cancellation", and pop-up "his bank account inquiry signing, his bank account payment contract, his bank account cancellation" and so on 3 functions. The reporter immediately selected "His bank account for the contract", according to the hint one stepStep, and finally will Minsheng Bank and ICBC 2 debit card, successfully added to the CCB network Silver System.　　After that, return to click on the previous Level sub column "His bank account inquiries", 2 of his bank debit card deposit balance clearly displayed.　　This means that after the public only need to pass a debit card, you can query any authorized bank account funds, a card in hand, audit not worry. Real-time cross-bank payment temporary waiver of handling charges September 16 around 10 o'clock in the evening, the reporter tried to log into the Minsheng Bank network Silver System. Minsheng Bank net silver pops up a hint "our bank as the first to access the People's Bank online payment interbank clearing system of commercial banks, online payment across the bank clearing system was successfully launched on August 30. Personal Online Banking VIP edition, corporate Online banking to launch related functions ' cross-bank account management ' ...　　Online payment cross-line liquidation system during the trial run, I do not charge ".　　Reporter Curiosity, thinking that if you can through the Minsheng network silver from the CCB free transfer payment, after the mortgage will not have to run back and forth, may wish to try.　　Plug in the U shield, login network Silver, after the reporter found out the "cross-bank Account management" new features, on the right there is also a red eye-catching flashing icon, listed below, "the bank transferred his line, his bank transfer line, his bank account signing application, bank account signing application, handling fee account settings ..." And so on 10 sub functions. The reporter chooses "his bank account signing application", fills in his bank account opening bank, the account type (debit card/discount), the agreement type (payment), the processing fee deduction account is set as "the Minsheng Card" (fills in the card number).　　If you choose to "pay", the following pop-up "designated payee, into the account bank (People's livelihood), payee account number, Payee account name", and so on, one by one to complete the submission. Submit the above completed "his bank account signing application", will be prepared in advance of the Construction Bank Network Silver U shield plug, immediately login CCB network Silver system, will appear "authorized Bank account payment agreement signed", to fill out "My authorized account", here must choose a bank has opened the net Bank transfer function account, click "Confirm",　　Pop-up "authorized Bank account payment agreement successfully signed".　　Again, then return to the above Minsheng Bank "cross Bank Account Management", select "he bank to transfer the bank", fill in the "Transfer amount of 1200 Yuan" and "Business type" (Loan Repayment Room goods category), note fill in "Net Bank transfer", finally click "Confirm", OK. So far, a sum of 1200 yuan, immediately from the CCB account "Fly" to the Minsheng bank account, real-time to the account.　　Reporter attention to check the transaction details, not only this side of the collection of Minsheng bank fees for 0, and the construction bank account there is not a penny deducted. It should be noted that both banks have to open the net banking service and have a U-shield in advance, whether it is a bank or a money transfer line.