Mobile companies to stop online payment business promotion

"Caixin Net" (reporter Zhaojuan 18th from Beijing) on China UnionPay announced a massive entry into the next generation of mobile phone payment business, the two-tier market "Internet of Things" theme comeback, the reporter learned that China Mobile due to the internal development direction of mobile payment differences,　　At present, the provincial mobile companies have basically stopped mobile phone online payment business promotion, online payment also fell into an awkward wait-and-see state.　　Reporter recently in Beijing, a mobile business hall to replace the compatible RFID (radio frequency identification) of the new SIM card, staff to this card has all sorts of inconvenience, the proposal is not to replace the reporter, this and January ago mobile Business Hall vigorously promote the new Rfid-sim card scene has been vastly different. Reporter recently from a number of mobile insiders learned that, because of their own costs, advantages and disadvantages, China Mobile high level to pay the key development of mobile phone payments or offline payments hold different views.　　The dispute of this decision-making level directly leads to the loss of clear development direction and target of mobile payment business of all branches. The current trend of mobile payment in Japan and Korea is the use of offline RFID technology under the line "credit card" payment; But the Chinese industry's understanding of mobile payments has two directions, that is similar to "Alipay" online remote payments and offline entity payments. The online payment entities include POS machines and mobile phone SIM cards.　　If you want to develop mobile phone "card" business, it must be modified or replaced the existing POS machine, and mobile phone new Rfid-sim card requires the user to pay the replacement cost. "Take Beijing as an example, can carry RFID business of the POS machine cost about 2300 yuan, at least 20,000 units, while the replacement of Rfid-sim card in the cost of 105 yuan, 1 million users need to add hundreds of billions of card cost."　　"A person familiar with China Mobile's payment business told reporters. As a result of the move at the end of last year's Vice President Zhang "Lok Ma", mobile high-level responsibilities have also undergone adjustment. According to people familiar with the matter, before the Spring Festival this year, mobile two Vice President Li and Lu Xiangdong in charge of the Department of the swap. Li, the original director of planning, procurement and strategic departments, is in charge of the Legal Affairs Department, marketing department, data department, Zhuo Wang Company, Lu Xiangdong is in charge of the Development Strategy Department, Planning Department, purchasing department.　　It is this personnel adjustment that has brought about subtle changes in the direction of mobile phone payment development. The Li, who is in charge of the planning department, is sensitive to cost-control figures such as inputs and purchases, as well as input-output effects, said people familiar with the matter.　　He believes that offline entity cost is too high, and the cost of long-distance alipay is much lower, so he is not optimistic about the use of mobile phone cards to replace the credit card payment function of the market, but also advocated the development of online payment Alipay function. At the same time, another worry from the mobile interior is that if new Rfid-sim cards are developed, they will not be able to go directly to the phone, but need to save the account. "If mobile phone development becomes a trans-sectoral currency, it may be halted as a Q-currency," he said. This is also a policy bottleneck. Said the people to reporters.