Quick tightening of housing market with centralized selling

The strength of the rare property market regulation policy "a stone stirred the thousand layers of waves": the stock market, yesterday, real estate stocks float green, 15 real estate stocks fell, nearly 30 stocks close to fall.　　　　Vanke A, the Golden Land group, Poly Real Estate and other leading shares fell more than 8%, the property market, some developers and investors have expressed deep shock. BEIJING, Shanghai and other land are brewing the credit rules of 17th, the State Council issued a resolute curb the rapid rise in housing prices 10 measures, the market called "New country 10", especially the housing policy.　　Due to the "new Country 10" will be three suites and multiple suites of the restrictions to the local government and commercial banks, the current policy trends around the focus. Sources from the authoritative sources said that Shanghai, Beijing, Chongqing and other places are actively brewing to three suite loan policy as the core of the local credit rules. Shanghai and other land has spread will be strictly in accordance with the spirit of the State Council, three and above the purchase of housing loans to suspend the release of the information; For those who do not provide more than 1 years of local tax certificates or proof of social insurance payment is also a moratorium on the purchase of housing loans.　　Beijing is also likely to strictly enforce these credit standards, according to the three standards of "commodity housing prices are too high, prices are rising too fast, and supply is tight". "The bank said that this time will strictly enforce the spirit of the State, the central way to say how to do, there is no special case."　　"A Shanghai real estate person close to the top of Bank of China and Pudong Hair Bank told reporters. Chongqing's major developers are anxiously waiting for bank credit New Deal, Ruian, Peng Run and so on will be opened by developers to the relevant policy trends pay particular attention. Developers generally expect the credit policy to play "edge" space is not big. "There may be a few days to cushion the three mortgage policy, but Chongqing is likely to eventually suspend the three-room loan," he said.　　The market Personage said. "Although the loan rules come from the headquarters of the commercial banks, but in order to standardize the operation of the market, the commercial banks in a place of the loan policy, will be consistent with the premise of the same standard." Said the credit manager at a branch of Shanghai Bank of Communications.　　At present, to apply for loans to the third set of buyers and above, the bank said it could not promise to loan or not. Another note, the Bank of communications and other banks to one or two of the loan has strictly enforced the national requirements, that is, the first suite and the building area of 90 square meters above the family, the first payment should not be less than 30%; for loans to buy a second housing households, the first payment ratio shall not be less than 50%　　The lending rate must not be less than 1.1 times times the benchmark rate. "The last round of the housing boom is mainly driven by a rise in the proportion of high-end property investment." The proportion of high-end real estate investment accounted for 30% to 80%. And the majority of investors choose the way to buy a loan. Once the three suites stop lending, Shanghai, Beijing and other first-line city turnover and average price will be greatly reduced.　　　　"Beijing Zhongyuan Real Estate general manager Li Wenjie said. Centralized selling phenomenon is very obvious at present, Shanghai, Beijing and other real estate in the contract volume has not declined significantly. But the second-hand housing market concentrationThe selling phenomenon is very obvious.　　Some buyers who have paid a deposit choose to give up the deposit and check out. For the future trend of the property market, a large housing enterprise Mister at the weekend held a quarterly summary meeting to "Uncertain future", "anything can happen" to remind all staff. "In the past, CEOs will clearly evaluate policy implications and articulate future strategies," he said. But this time, it is estimated that some words are not easy to say, once said can cause panic.　　"said one company employee. Housing prices, there are industry expectations, the first-tier city most real estate or more than 20% of the price adjustment.　　Some properties, which rose more than 100% or even 150% per cent last year, may fall even further. Another factor affecting house prices is the financial situation of developers. Family agency Analysis report said, because most developers last year over the completion of sales tasks, this year the overall financial face loose, the development of cash flow of enterprises is not very pressure. At present, the possibility that the development enterprise is forced to reduce price under the capital chain pressure is lower than the 2008 round adjustment. However, some analysts pointed out that Evergrande, Longhu and other large housing companies listed last year, as the sales data on the need for better performance support, it is likely to take the lead in price promotion. Large-scale central enterprises, although the capital is strong, but because the second half of last year have to go into the high prices, and most of the positioning of high-end properties, the decline in the proportion of investment will also be a blow to these projects.