Several commercial banks deny withholding loans

Every journalist Li from Beijing "No bank will show no loans." It is possible that some of the branch lines are tight, and when there is repayment, loans can still be granted.　　"In response to rumours that several branches of Minsheng Bank to stop lending, CMBC related officials to the daily economic news," the reporters clarified.　　But individual bank's branch says cannot do the mortgage, December if the mortgage, needs to float 12%~15% interest rate. Bohai Securities macro analyst Du Zhenzheng to the daily economic news reporter analysis, the bank's credit line is dynamic, the year 7.5 trillion of the target, and did not die, so the bank stopped lending a say is not exact.　　The new credit for December is expected to be around 300 billion yuan. Sources say that this year's credit scale may be slightly more than 7.5 trillion, and control at 7.8 trillion.　　In October this year, the new renminbi loan 6.88 trillion yuan, more than 620 billion yuan in the last two months, the current 6 institutions forecast November New credit value of 458.3 billion yuan, only about 160 billion yuan in December, if according to the rumor that the November new credit 600 billion yuan, then by 7.5 trillion target, December No limit can be lent. But some analysts expect more optimism about the size of credit next year.　　Guotai Macroeconomic researcher Jiang Su told the Daily economic news that new credit could be tens of millions next January, or more than 7.5 trillion a year. A number of banks denied to stop lending "We have not issued a stop-lending notice to the relevant branch." For branches we have a certain amount of loan plan at the beginning of each year, if some branches have reached the corresponding quota, then some loans expire or transfer loans out, can also release some loans (amount).　　"There is also a situation where high-risk projects may be chosen without loans," said the head of the Minsheng Bank. Entering the December, people are increasingly sensitive to bank credit lines.　　On the one hand, the impact on the 7.5 trillion target this year, the other side is the psychological pressure on credit tightening next year. And one person familiar with the matter told the Daily economic news reporter that the current four-line credit is not a problem.　　One of the banks will be able to do the mortgage in one weeks. The reporter learned that some of the branches of commercial banks also did not fully stop lending. A bank of Beijing account manager told the Daily Economic news reporter that the Bank of Beijing's SME loans can still meet customer demand.　　Pu FA Bank staff also told reporters that the first set of loans in normal distribution. Guotai Macroeconomic researcher Jiang Su told the Daily Economic news that bank loan quotas are also classified. "For example, loans, development loans may be used more quickly, some banks may have no limit." Other aspects of the market demand is slow, the delivery of relatively balanced, there will be sufficient amount. "A joint-stock bank in Chengdu, a branch of the credit department staff told reporters," loans can not borrow, to wait for the amount of money to be able to borrow. At present, personal loans must be more than 300,000 to be able toCredited。　　"For customers who are in dire need of a December mortgage, the staff said they could float 10%~15% on the basis of the customer's credit base rate."　　A beijing-based account manager at the bank also said the loan limit was gone and that the credit line was now very tight. This year's credit cap, or the account manager for 7.8 trillion of a large city firm, told reporters that many companies are rushing to apply for credit this year, fearing tighter credit policy next year.　　and market rumours of new credit or more than $600 billion trillion in November seem to herald a boom in credit demand. "November new credit data is still unconfirmed, I think the December credit will be around 300 billion yuan, this year's new credit volume estimated at 7.8 trillion yuan."　　Du Zhenzheng told reporters.　　Coincidentally, the relevant media yesterday quoted people familiar with the words, said the financial authorities at the high-level meeting, the credit scale of up to 300 billion yuan this year, not more than 7.8 trillion yuan.　　According to Merrill Lynch, China Merchants Bank, CICC and other 6 institutions, the forecast of November new credit value of 458.3 billion yuan, the highest is 500 billion yuan, the minimum of 400 billion yuan. As for the target of new credit next year, Jiang Su said it could still be more than 7.5 trillion, because credit demand will increase in the "Twelve-Five" start year. Du Zhenzheng predicts that next year's new credit scale is 6.3 trillion ~7 trillion.