The ant is secretly developing the stock software

Summary: According to Sina Technology quoted Beijing News, Alipay is secretly developing stock software, is expected to be online after the Spring Festival. This software does not take the form of embedded Alipay wallet, but a separate app. Whether the software can realize the account opening work

According to Sina Technology quoted Beijing Business news, Alipay is secretly developing software stocks, is expected to be online after the Spring Festival. This software does not take the form of embedded Alipay wallet, but a separate app.

It is still unknown whether the software can realize the functions of opening account and online transaction, and using the funds of the balance treasure for stock requisition and realizing the seamless docking between fund and stock account. However, this message further revealed that the ant in the stock software "three steps" strategy:

The first step, pay treasure wallet loaded stock market, users can add optional stock, see its time-sharing, K-line, week K-line and the month line, in addition to provide turnover rate, p/E, Circulation market value, news, announcements, research reports and other functions. The second step is to pay the function of the securities account of Bao wallet online. The most relevant brokers for small brokerages, Citic Investment, founder Securities, the Great Wall securities, such as 13 of users, as long as the input funds account number and transaction password can query stock asset information. But cannot carry on the stock sale, also cannot carry on the fund the access. The third step is to get the relevant license or to cooperate with the licensed enterprises to realize the transaction function. In this field, Oriental wealth, flush, great wisdom has been operating for many years. Ant Gold Clothing to provide stock trading function, may have to work with the broker.

Market size is a big reason to attract alipay into the field of stock. According to the data released by the Securities Industry Association, the total turnover in Shanghai and Shenzhen in 2014 was 73.78 trillion yuan. In fact Alipay if involved in the field of stock, compared to other data providers have a natural advantage, because Alipay is born to do cash settlement. Ant Gold Clothing last year to buy Hang Seng electronics, but also to enter the field of stocks to prepare.

As for the way of profit, there may be two kinds, one is to use the capital of Alipay to import money into another brokerage platform, the use of other securities trading channels, and then the interests of the Division, and the second is to collect Commission proceeds to 2014 of the brokerage Industry average commission rate of 0.071% calculation, the brokerage last year, the total commission income amounted to

Development of the stock market software is the ant in the stock market action, combined with personal consumer loan products "flower chant" and personal credit products sesame credits, you can see that the ant gold clothing is rapidly expanding financial boundaries.