From the property restriction purchase order, see Bank loan move Network

&http://www.aliyun.com/zixun/aggregation/37954.html ">NBSP; The new country 10 to Shanghai property market "12" in the "limited purchase order", out of the regulation of house prices, the further tightening of bank credit policy, so that the mortgage business further struggling, but stimulated the market to the credit business of mining innovation and try. The most typical is the bank loan business and the further integration of the network, from the construction Bank and Alibaba cooperation, to the hot launch of the Bank of Communications "e loan Online", the word network loans in the Internet and the rapid development of e-commerce today increasingly hot.
But what is the extent of the network of bank loans now? Do you really do the loan business network? What are the business opportunities and hidden dangers of bank loan network development? We are far from the mature loan business network and how many roads have not been trudging ...? Here, I would like to start from the current situation of the network of loan business, and discuss with you how China's loan network now, and where to go.

"The Road of Banking Network"
Talking about the network of bank loan, we have to bring up the electronic of banking business. In China, the online banking business began in BOC, the bank in 1996 began to invest in the development of silver NET, the first net silver trading success in March 1998.
According to relevant reports, 2009 the national urban population of the personal net Silver user ratio of 20.9%, compared with 2008 increase of 2%. In terms of the average number of users using net silver, individual users have averaged 5 times since 2008, averaging 5.9 times in 2009, up 12%, and business users have risen by almost 11.3 from 2008 10.3 to 2009 12.6%. Bank users of the net silver utilization rate of increasing, development so far, the country's main state-owned firms, joint-stock firms, City firms have mostly launched the network banking business.

"The current status of bank loan business Network"
On the one hand is the electronic banking business, on the other hand, the loan business as the bank's most important profit point, its business processes and marketing channels network is also gradually approaching. According to the easy to borrow China data, the current China's network lending business banks mostly in the last two years on the line to carry out business, including state-owned firms, joint-stock firms, City firms, foreign companies are involved, typically mainly the following banks-

So how specific are these bank loans networked? What are the improvements and what are the deficiencies? I will discuss it in the following article.