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After Internet finance is on the right track

Experienced brutal growth in 2013, the first half of 2014, Internet finance is still not diminished. After the pre-market enlightenment was completed, more capital and institutions poured into the industry. The original grassroots P2P began to become "background", the original fiery Internet finance gradually cooling down, third-party payment in the process of regulatory competition to find new markets ... ... Review first half of the year, Internet finance seems to have replaced the barbarians Dress, on track. Admittedly, there is bound to be a break-in and adaptation between fast-moving internet finance and lagging regulation. P2P favored? ...

The Internet is shaping the investment habits of the younger generation

Every news reporter Xu Hao from Shanghai's Internet is shaping the investment habits of the younger generation. After the balance of treasure, 5% yield as a "life guaranteed" psychological bottom line. With the unpredictable earnings of the traditional financial products raised funds, annotating the expected rate of return and a clear investment deadline has become the standard format for most online financial products. A number of emerging Internet investment and financing platform has mushroomed successively, and the size of the initial appearance. Among them, a considerable part of the initial stage of the platform will be positioned in the product "fixed term, expected return, low risk" varieties, the yield range of 5% ~ ...

"Equilibrium is broken" triggered the financial crisis

In the actual financial supervision of life, financial innovation has always been in front of financial supervision, and regulators have also been dealing with the "tube" and "release" relationship. Should be more focused on ex ante and ex post regulation, "in advance" to establish a living will, etc., "after the event" will be the introduction of the withdrawal mechanism. The current rapid development of Internet finance, regulators clearly can not control every component should be left with a breakthrough and space for development and innovation. "Equilibrium is broken" triggered the financial crisis Beijing News: You study financial regulation for many years, in your opinion, why do you need financial regulation? Yin Zhen Tao: is to be as ...

Do you want to take care of your work on weekends?

 : Now is the weekend, there are users reported problems, I timely follow-up to promote the solution, but other people as a joke to the working day will follow.   If I am professional, then this matter (not in time to solve) should not affect my mood, if I do my duty, I will feel very uncomfortable, why other people do not solve it in time? How to balance responsibility and professionalism?   A: Work is your own business, not the company's business, more than "other people" thing. I'm doing this job, and that's my business. Things come and need to be dealt with immediately, no matter how others ...

How to think profitably

Internet development to now, has repeatedly verified the "long Tail theory", in fact, this theory is the most internet thinking characteristics, in the industry to find that a valuable tail is often the internet world can be profitable. "Long Tail theory", that is, to abandon the popular focus after the larger capacity of the market, change "chicken ribs" for the treasure. The internet does not advocate the scarce value of the head resources, weakening the time and space, if the traditional enterprise is to channel for the king, the construction level, not beyond the words, then the Internet business is to flow, leveling, Yimapingchuan. So, the internet world surplus ...

How to be a successful freelancer

Freelancers are not really good jobs. And most freelancers are saying they spend more time on job hunting than actual working hours. This is especially true when you're just entering an industry where you're just beginning to expand your list of clients. With the business growth, plus there will be more and more new and old customers move closer to you, this situation is actually gradually changing. So, how do we Dapu East to get customers and then please them? At this time not only by virtue of our final music and audio products, and throughout the creation of the middle course ...

Internet affects traditional industries beyond imagination

In recent years, the impact of the Internet on traditional industries is enormous, and in this environment, the traditional industry not only ushered in challenges, but also faced more than ever new opportunities. At present, the impact of the Internet on traditional industries may be beyond our imagination, we have previously reported in such areas as health care, education and other changes in the reform of some start-up companies. If you want to use mobile internet to build the hospital lilac garden on the fingertips, through online education balance and change the Coursera of the traditional educational resources. Today I would like to introduce the company to the Internet on a monthly subscription model for the use of traditional possession ...

Specific treatment of the way, and advised her to call the police

Recently, Jingdong Mall customer, Ms. Du found that her account was stolen shopping, she contacted customer service to the stolen orders intercepted, the goods are still sent to the consignee of the order.   Yesterday afternoon, Jing Dong staff said that she would contact Ms. Du to handle the matter and advised her to call the police. Ms. DU said that on July 28, she logged into her own Jingdong account, and the system displayed multiple password errors.   She immediately contacted customer service Reset password, found that the account was stolen, the number of thieves with their balance in the purchase of two pairs of sunglasses, a total of 398 yuan. "I hurriedly let customer intercept this order, customer service said order interception into ...

The battle for the balance of race skills caused by the Impact of Warcraft

The battle for the first kill of the World of Warcraft cataclysm has been fierce, and the guild that fought for the first kill last week has entered H mode. H mode difficulty increases fault tolerance is very small, the main guild of H mode of the first kill more value. At present, method first hit the atramedes ranked first in the world, Карфаген and Paragon followed, and H model just started the way leading Ensidia is stuck in the 5/12 ranked 4th, Chinese team stars ranked 5. What makes the method to overtake, some people say is benefited from the catastrophe in the new ...

CFO: Let business grow with control

The chief financial officer must grasp the key to help companies achieve a balance between high-growth business strategies and sound financial strategies, and to pursue effective risk management while pursuing economic benefits-our correspondent Zhao if you still think of the CFO as a "Chief accountant", then you are out.  Once viewed as a position only concerned with corporate accounts, billing and tax-related duties, it is now increasingly considered to be as important as the CEO-the common helm of the business. In this year's "chief Financial officer" magazine held "2009 ...

Xuan dating for eight years no marriage plan denies engagement with boyfriend

Chen Fara and Xuan on the balance beam Sina Entertainment news in Beijing March 5, according to Hong Kong media reports, Chen Fara, Xuan, Bosco, Guoming, Huang Haojan, and so on yesterday in the TV city propaganda launched in Monday the new play "female fist".  Before a weekly Xuan and boyfriend has been engaged and cohabitation, Xuan stressed that the weekly report is not true, but she frankly admitted has been dating her boyfriend for eight years, but now work for the first time, not thinking about marriage.  People on stage lion play games, "gymnastics queen" Xuan more scene on the balance beam performance Gong, scene lively. There was a weekly magazine referring to Xuan and ...

Four regulations of Shanghai demolition are expected to be set up early next year

Yesterday, the morning paper reporter learned from the relevant part, according to the initial data reported in each district, the Shanghai "Eleven-Five" period (2006-2010) demolition of the two-level old 3.62 million square meters of housing, but because next year will be held "World Expo", the old district reform should be "smooth, harmonious" as the principle, do not advocate large-scale promotion,  So the old fashioned estimate is about 3 million square meters. According to the preliminary forecast, "Twelve-Five" Period (2011-2015), the Shanghai Central City plan to demolish the two-grade old house 3.5 million-4 million square meters. In order to cope with the renovation work of the old area ...

November China new RMB loan 294.8 billion yuan

Xinhua Beijing, December 11 (Xinhua Jiang Rui Yiu Junfang) The People's Bank of China released data on 11th, the November Chinese new renminbi loan 294.8 billion yuan, compared to October 253 billion yuan annual minimum value rebounded slightly.  At this point, the first 11 months of China's new renminbi loans to a total of 9.21 trillion yuan, more than 5.06 trillion yuan. The central bank's data show that households ' loans increased by 237.7 billion yuan in November, including a 36.5 billion yuan increase in short-term loans and an increase of 201.2 billion yuan in medium-and long-term loans. Non-financial companies and other sectors of the loan increase of 57 billion ...

Hua Ling Steel: The main business has not been turning over but obviously improved

Event description Hualing Steel today released 2010 Annual Performance Notice revision notice, is expected to belong to the owner of the parent company in 2010 net profit of 2.5 billion yuan ~-27 billion, to achieve EPS-0.91 yuan ~-0.99 yuan.  Event comments First, the 4 quarterly results continued to decline in the chain from deferred income tax adjustment. Before the company in the 3 quarterly forecast, the full year 2010 to achieve net profit of about 2 billion yuan ~-18 billion, the corresponding EPS is about-0.73 yuan ~-0.66 yuan, of which 4 quarter is expected to achieve EPS about-0.20 yuan ~-0 ...

Authorities say the most difficult part of the National Plan for endowment insurance lies in local interests

To realize the provincial planning of endowment Insurance before the end of the year it will take some time for the authorities to say that local interests are the biggest drag on old-age insurance. The national "roaming" has yet to be legislated help editor's note by the end of 2009, all provinces of the country would achieve the goal of provincial-level  Now, in the 2009, more than half of the progress of the provincial co-ordination, what is the problem, whether the end of the year to truly achieve the goal, once again become the focus of social concern. From the current situation, "the balance of interests" has become the biggest obstacle to promote the overall level of endowment insurance. Therefore, to achieve the year ...

Guangzhou Provident Fund Management Center: Provident Fund can not be withdrawn according to the staff will

600 million loans per month need "laurels" new system to speed up the approval speed of 5 working days to Zhaoyanhua, Chen Xiaodan about the Provident Fund of the matter recently more Misty asked: Guangzhou City Provident Fund Center is a shortage of funds, so Provident Fund to stay for six months to pay deposits "bottom"? Provident Fund Management Centre: "Not at the moment, but in the long run."  Q: Whose money is the Provident Fund? Provident Fund Management Center: "Yes, the money is all employees, but can not according to the will of the staff of the dental caries," reporter Zhaoyanhua, intern Chen Xiaodan Report: Yesterday morning, Guangzhou Housing Provident Fund ...

09 personal housing added 1.4 trillion yuan year-on-year growth of 47.9%

2009 Financial institutions loans to the statistical report first, medium and long-term loans growth faster. Throughout 2009, the total amount of foreign-medium-term loans for all financial institutions increased by 7.1 trillion yuan, and the year-end balance grew 43.5% year-on-year, accelerating 23.4% from the end of last year. Foreign currency short-term loans accumulated 2.3 trillion yuan, more than 758.5 billion yuan.  Bill financing cumulative increase of 458.4 billion yuan, less than 184.5 billion yuan. Second, medium and long-term industrial loans to maintain a relatively rapid growth. 2009 year, the major financial institutions in the foreign currency industry, long-term loans accumulated 1 trillion ...

China's foreign trade will reverse or push up imported inflation

In recent years, China's trade surplus deficit with the map/Oriental IC six years first "deficit season" mixed with the first quarter of the trade deficit of 1.02 billion U.S. dollars, China's foreign trade from shun to reverse, conducive to global trade balance, but may push up the importation of inflation reporter Xu Jing report: "Anyone expected it will come, but did not expect so soon ——— China Customs 10th on the first quarter of this year China's trade deficit of 1.02 billion U.S. dollars of data issued caused concern at home and abroad. Long-term foreign demand-driven China's trade has been running to achieve balance? In the complex domestic and foreign economic situation, this deficit is to transmit positive signal or value ...

Bank capital adequacy ratio should remain above 11% per year

Xinhua Beijing, March 2, the latest issue of "Qiu Shi" magazine published China Banking Regulatory Commission chairman Liu, Liu said the annual capital adequacy ratio of large banks should be maintained in more than 11%, small and medium-sized banks should be maintained in more than 10%.  The article extracts as follows: the implementation of moderately loose monetary policy, strict control of loan risk Reporter: Central economic work Conference proposed to continue to implement moderately loose monetary policy, in the complex domestic and foreign economic environment, how should we grasp the "moderation" of credit policy? Liu: It is difficult to borrow money in the "moderate", not enough, too ...

China has more than 1300 microfinance companies

Xinhua Beijing, March 25 (reporter Wang, Yiu Junfang) reporters from the second microfinance institutions held here and the international investors exchange, learned that as of the end of last year, the total number of microfinance companies in China has more than 1300, the number of practitioners more than 14,000 people.  Yu Li, director of the financial markets of the PBC Research Bureau, disclosed at the meeting that by the end of December last year, China's microfinance companies amounted to 1334, with more than 14,500 employees, with a source of more than 94 billion yuan, each loan balance exceeding 70 billion yuan, and the total bank loan ratio of 0.19%. ...

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