Good Credit network CEO talk about entrepreneurship: small companies to win big companies lie in time lag

In the face of new models, large companies often need a long time to accept, and the observation of this period of time, this time window, is often a start-up company can run the process. Internet financial fire, a lot of people ask me: Good credit network platform model is not very easy to copy? Yes, the good loan model is actually very simple. There is no model today, or there is no company you can't replicate, everything can be replicated, but you may need to devote some effort to re-establish the network. We are now working with tens of thousands of loan officers in 70 cities nationwide, over 3,000 banking institutions. This is all we have to talk about. So we only have this advantage, you have to pay the most basic time cost, communication costs, and we spent about a half year to do this thing. I think the internet is fast fish eat slow fish, only fast and not broken. So the thing we're doing now is catching some of the opportunities. In fact, the internet has such a law, everyone once in this field formed a word of mouth, users are accustomed to this place, may be behind the people to do, relatively difficult point. Even big companies like Tencent and Baidu can solve user-import problems, but they also need a team to do offline things. I am a big company, I know their internal decision-making system and operating system, it is difficult to solve the problem of flexibility. Unless they have decided to do it, their current internal structure cannot be done. 2005, I and Dai together to do a discuz, and then the acquisition of Tencent, I also entered the Tencent. I have done two things in Tencent, one is to continue to do discuz. Another, I do QQ group purchase, that is now the predecessor of high friends. When we do group buying, I sign the contract with the merchant, in the Tencent walk a legal process the quickest also have one weeks, can the contract signed. And a start-up like the United States Group, on the spot press it to sign it off. After the merchant is online, I have to pay an advance payment first. But in the Tencent system, there is no such mechanism, the financial can not get out of this process. But the merchant said, I will not cooperate with you if you don't pay me the advance payment. What can I do? Finance cannot change for you right away unless your business is important. How did it work out? I told the company, you send the money to my personal account, and then I will settle the merchant, so I have the flexibility, which is at great financial risk. I have tens money in my bank account, and a lot of people at the bank called me to ask what was going on in my account and thought I was money laundering. I'm a start-up company, I'm bold, but in a big company, who dares to assume such responsibility. If you make a mistake, it's your problem that you're making money and having nothing to do with your dime. So I think in a big company, this kind of thing can be suppressed. Unless you set up a business unit, or set up an independent subsidiary. For large companies, it often takes a long time to accept, it feels that there is a lot of benefits to map, beforeChange the structure of the Organization. And the observation of this period of time, this time window, is often a start-up company can run the process. Big companies come in, you basically run almost, this time when we are in competition, there is a certain basis.　　Now all the big companies are doing video, so why is Youku No.1 today? Because Youku ran for a while, this is a difference system. About the future choice--a few suggestions for young people the difficulty of employment is not an insurmountable gap, perhaps the young people will be able to change the concept of employment can be a good solution to the dilemma. Here, I would like to be an experienced man, and you share the many opportunities, how to choose some humble opinions. The ideal is plump, the reality is bone feeling. "This online buzzword really maps out the mentality of some young people. Compared to our generation, 85, 90 after the college students thinking more flexible, more open vision. They grew up in a matter of relative abundance, talent, so also on the career, employment after the life has a greater expectation, but from another point of view, they are more difficult than the predecessors-employment pressure, rising housing prices, the pursuit of fast-rich "impetuous atmosphere ... These factors make them wander between ideal and reality. But dreams and reality are not as difficult as ice and fire-at least at Yahoo's Beijing Global research and Development Center. We particularly appreciate the courage to challenge our intellectual limits, dream of a special creation to change the global user experience, willing to integrate personal growth with the future of Yahoo youth--to help them more quickly from the development of seedlings to pillar, we have built 0 distance with the Silicon Valley work environment and culture, established a pluralistic, Training mechanisms that cover professional competence and scalability, and are committed to providing them with a higher than average return for hard work. Want to let 800 million of Yahoo users around the world use the innovative results from the Beijing team every day? We have achieved this dream, and we are stepping beyond it. Many young people who are about to enter the community ask, "Do I choose a mature enterprise or an entrepreneurial company?" My answer is: in some industries characterized by rapid innovation, especially the Internet and the mobile internet industry, it is true that the myth of entrepreneurship is based on the creativity and talent of individual or small teams, such as early Yahoo, later Google, Facebook, Twitter and so on. Entrepreneurship is not only the IPO success, the recent Yahoo bought a group of small companies can be said to be self-employed successful. However, speaking of entrepreneurship, success is always the tip of the iceberg, the people admired the success of the sea part, more losers are quietly buried under the sea. Therefore, unless it is a rare talent, and with willing courage, or you can choose to first in the mature company to accumulate experience, to their own temperament and ability, external environment and opportunities are in the ideal state, and then consider the problem of entrepreneurship or not.