Internet Finance Entrepreneurship: If you only know the Peer-to-peer, you're still a dick.

If the 2013 is the balance of treasure as represented by the form of the Money fund of the Internet financial outbreak of the year, Peer-to-peer and public financing is undoubtedly the focus of the great development of Internet finance this year, but, these two types of business also makes people happy also worry, especially in the development of Peer-to-peer in full swing at the same time, carrying money to run the event frequency.

"In the next 12-18 months, there will be a large number of peer-to-peer usher in the survival crisis," Alibaba Group vice president, Ali Small Micro Financial services Group (CHIP) chief risk officer Hu Xiaoming said, Pat Loan founder and CEO Zhang is considered as the same year's buy and video, 90% of Peer-to-peer companies will die.

Peer-to-peer, the public has gradually progressive Red Sea, then, in the Internet financial sector there are opportunities to nurture business opportunities and waiting to be discovered? At the weekend's win at the China Internet Finance Conference, what business opportunities did the bosses mention?

Technical Services 2014, I think that on the one hand, we see the financial platform for people to borrow more, but you will find that on the other hand, the traditional financial institutions are facing a very big dilemma, it must be the entire IT system from the traditional IOE model to the Internet, to large data, This means that there will be a large number of world-class companies in the financial it market in the future. --Secretary general of Internet Finance, deputy director of Hongyuan Securities Institute Yi Huan

Mobile pay Baidu Mobile search recent data show that hundreds of millions of times a day in mobile search, 60% of the search request is related to the payment, is related to the consumption, there are a lot of opportunities. --Li Yu, senior director of Business Development Department, Baidu Hundred PO Company

Mobile payment + personalized service in the future there are four aspects of development. First, the industry model is in the ascendant, too many industries need electronic payment, second, I think mobile payment has a good chance to shuffle, a huge blue ocean. Third, I think China's finance will be completely broken by the payment industry as the vanguard. The last one, the payment data will help us to achieve personalized services, through data mining we can help better risk pricing, to help businesses better provide services. --Huaixibao Payment co-founder and CEO Tang

The opportunity of Internet financial evolution in human society is one of the most important inventions after the invention, no one can not stop, our value and understanding of the Internet is now only 20%, in China's internet finance, there are a lot of their own entrepreneurial opportunities, innovation opportunities, The future of Internet finance evolution in the process of innovation opportunities are more worthy of imagination. --Hu Xiaoming, vice president of Alibaba Group, chief risk officer of Ali Micro Financial Services Group (CHIP)

The innovation of business model under the support of technology I think that the future must be a business model innovation based on the application of new technology innovation, whether it is business or the whole human society. --Rook, executive director and Vice president, China People's Property Insurance Co., Ltd.

With other industries of Cross-border China's industrial development for twenty or thirty consecutive years of rapid growth, financial growth has been very fast, but the relative speed of service is not enough, so created a huge internet financial industry, and other industries brought about the evolution of the opportunity. --Haier Group CEO Cheng of Internet Financial Venture Group

Convenient service based on mobile end in the channel competition, the traditional company will become inferior. Products from complex to simple, information from closed to interactive, the process from lengthy to three steps, it operations to become a fool mode and so on, these things are actually left to the private enterprises a great opportunity. --Citic Securities non-bank finance chief analyst Shaozichin

The rest of the niche is Wang. The financial industry is never a winner-took-all industry, because its subdivision area is too much, must be the remainder of the king's industry. --Yang Yifu, founder of everyone loan

The internet has come into the deep waters today, as Wu Xiaotiu, director of the Institute of Finance and Securities of Renmin University of China, said, internet finance is the third financial industry. Internet finance is not a bubble, but a real opportunity, the future in the mobile Internet will present a new kind of business.