The best choice for venture capital

Financial leasing means that the lessor provides the necessary equipment for the lessee, has the double function of financing and merging, it mainly involves the lessor, the lessee and the lender, and has two or more two contracts. According to the tenant's demand and choice, the lessor enters into a purchase contract with the supplier, enters into a lease contract with the lessee, leases the purchased equipment to the lessee for use, and the lease period shall not be less than two years.　　During the lease period, the lessee shall, in accordance with the contract, deliver the rent to the lessor in instalments, the leased equipment ownership belongs to the lessor, the lessee shall have the right to use the equipment during the lease period, and the equipment may be kept by the lessee in accordance with the contract, and the lease shall be renewed or Compared with the financing of bank lending, financial leasing has the following advantages: 1. The relationship between property rights is different from bank credit. In the bank's credit, the bank loses the ownership of the capital, owns the creditor's rights, and the lease period is still owned by the leased assets, and the lessee only has the right to use it. 　　Financing leasing avoids the phenomenon of capital misappropriation through financing, and effectively prevents the transfer of funds in the process of capital formation and has strong binding force. 2. The demand for credit is different. 　　Banks to provide credit generally require a certain number of borrowing units of their own funds, as required to account for 30% of the amount of loans, financial leasing has no such restrictions. 3. Funds are recycled in different ways. Bank loans are usually one-time debt service, borrowing units often feel the pressure of repayment.　　Financial leasing can not only pay rent by installments, but also the amount of rent paid per period and reading distance are more flexible, which is beneficial to the capital turnover of enterprises. 4. Fast financing leasing, easy procedures. It is easy to make decisions because the cost of leasing is regarded as a capital expenditure for operating expenses. and leasing companies can use their professional advantages, quickly bought.　　The turnaround period is much longer when you purchase by bank loans. Financial leasing, as a flexible and effective way of financing, has been developed rapidly since the 50 's, and become a sunrise industry in the society. After investigation and research, China Comprehensive Development Research Institute believes that modern leasing, with its unique financing and integration of financial and trade functions, has become an important part of the market system and resource allocation of an important way, has become a large number of developing countries and some developed countries to attract foreign investment, technology,　　An important means of promoting investment and promoting exports. In addition, the financing lease has the following significance for the development of SMEs: 1. According to the characteristics of financial leasing, enterprises can select a specific specification, quantity and type of equipment in advance according to their own needs, please lease the company to buy, and then lease. This can improve the technical equipment of enterprises, improve labor productivity, but also to solve the problem of lack of corporate funds. With its higher security, the financing lease promotes the equipment investment and technological transformation of small and medium-sized enterprises, optimizes the industrial structure, improves the market competitiveness and added value of the products, and avoids the way to avoid the high value-added products by exporting low value-added products, and digesting the domestic industry according to the dependence of high foreign trade.The imbalance of industrial structure and the dislocation of market supply and demand. 2. It is advantageous to reorganization of assets and adjustment of organizational structure. It is an effective way to change the function of rent-back in the financial leasing center. A manufacturing enterprise may sell some or all of its fixed assets to a leasing company and then rent it back. Make the original fixed assets to cash out, just pay rent. 　　Enterprises can use this part of the funds to solve liquidity, mergers and acquisitions of capital or investment registered equity funds, which is to revitalize the storage assets, effective integration of fixed assets is of great significance. 3. It is helpful to improve the management level of enterprises and the efficiency of capital utilization. 　　Lessee's operating performance directly affects the interests of the lessor, the lessor will use its various advantages to remind the "supervision" of the tenant. Because the rental company has ownership of the leased assets, the lessee only has the right to use, in the contract under the control of the lessee should pay rent, otherwise, the rental company can recover rental assets. Therefore, the lessee must improve the level of operation in order to maintain the use of rental assets. Enterprises through the purchase of advanced equipment, often need to pay the price of equipment, at the same time the decision to the final purchase to spend a longer time and more manpower and material resources, in the operation of the equipment in the process of the corresponding amount of liquidity needs. 　　The use of financial leasing can give full play to the leasing company's professional advantages and quickly obtain the right to use the equipment. 4. Beneficial to enterprises to use foreign capital and expand export competitiveness. Enlarging the scale of utilizing foreign capital, raising the level of utilizing foreign capital, and introducing foreign capital through multi-channel and multiple ways has become a new demand for foreign investment. 　　Through financing leasing, this kind of financing method can reduce the speculative elements of introducing foreign capital, reduce the financial risk, facilitate the effective supervision of foreign capital and improve the quality of foreign investment. 5. It is helpful to strengthen the connection with big enterprises, so as to form the function of close cooperation and common improvement. Large enterprises have many production equipment in idle or backlog state, but small and medium-sized enterprises need this part of the assets, but unable to buy. Through financing leasing, on the one hand, improve the large enterprise circulation of goods is not smooth, the production enterprise liquidity shortage situation, on the other hand, small and medium-sized enterprises to use low-cost, more applicable technical equipment. At the same time, also alleviated the financial risk of the bank, prompting the commercial bank reform, smooth capital circulation.